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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
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100% increase in 1 star reviews
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (380)

Chip is a lovely little bonus saving tool for me!

5
Chip is a lovely little bonus saving tool for me! I save without even realising it. Reviewed on: 12th February 2026

I’ve been using the Chip Prize Savings account and h...

5
I’ve been using the Chip Prize Savings account and have been really pleased with it. I keep money in the account and regularly win small prize amounts each month, which makes saving more rewarding. With prizes of up to £250,000, it feels more exciting than Premium Bonds and offers more chances to win. A great option if you like the idea of prize-linked savings while keeping your money accessible. Reviewed on: 12th February 2026

The easiest way to save, invest and grow your money.

5
The easiest way to save, invest and grow your money. Reviewed on: 12th February 2026

A great, friendly help money app.

5
A great, friendly help money app. So easy to use, with education on money that even I can understand Reviewed on: 12th February 2026

Very easy directions to use, great cash prizes and g...

5
Very easy directions to use, great cash prizes and good incentive to save Reviewed on: 12th February 2026

Great bank with lots of options

5
I have two accounts with CHIP, a cash ISA and also the prize account, i've already wone £10 so that's not too bad. I also referred a friend and he joined so we both got £10, every little helps, let's hope I get lucky one day in the prize account for the big bucks!! Reviewed on: 12th February 2026

The acct was easy to open, easy to use and I love th...

5
The acct was easy to open, easy to use and I love the idea that you can win money Reviewed on: 12th February 2026

Very fun way of saving would reccomend to a friend

5
Very fun way of saving would reccomend to a friend Reviewed on: 12th February 2026

Something different

5
This is something different Does not pay interest but always a chance to win some cash! Reviewed on: 12th February 2026

Love my Chip account

5
Love my Chip account and checking every month to see if i have won’ Reviewed on: 12th February 2026

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