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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (385 reviews)

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4.92

Based on 385 reviews, last reviewed 16th Apr 2026

11833% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (385)

Simple and Rewarding

I’ve found Chip really easy to use and straightforward to set up. The Prize Savings account makes saving feel more motivating, and I like that my money stays accessible if I need it. Customer service has been clear and responsive whenever I’ve had questions, and overall it feels like good value for money. Reviewed on: 13th February 2026

Chip got me like bruhh

Chip got me.into online banks. I liked the simplicity of the app to move money around Reviewed on: 12th February 2026

Easy saving!

Chip is so easy to use, I’ve saved over five thousand pounds and received £100 in cash prizes! Reviewed on: 12th February 2026

Staff have been fabulous- respond easily and jargon...

Staff have been fabulous- respond easily and jargon free, savings have been massively boosted, always feel involved and I know what’s going on. Reviewed on: 12th February 2026

Great app - if you struggle to save, would recommend

Been with chip for a long time, has helped me save so much Reviewed on: 12th February 2026

Chip is a lovely little bonus saving tool for me!

Chip is a lovely little bonus saving tool for me! I save without even realising it. Reviewed on: 12th February 2026

I’ve been using the Chip Prize Savings account and h...

I’ve been using the Chip Prize Savings account and have been really pleased with it. I keep money in the account and regularly win small prize amounts each month, which makes saving more rewarding. With prizes of up to £250,000, it feels more exciting than Premium Bonds and offers more chances to win. A great option if you like the idea of prize-linked savings while keeping your money accessible. Reviewed on: 12th February 2026

The easiest way to save, invest and grow your money.

The easiest way to save, invest and grow your money. Reviewed on: 12th February 2026

A great, friendly help money app.

A great, friendly help money app. So easy to use, with education on money that even I can understand Reviewed on: 12th February 2026

Very easy directions to use, great cash prizes and g...

Very easy directions to use, great cash prizes and good incentive to save Reviewed on: 12th February 2026

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