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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.78 (386 reviews)

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4.78

Based on 386 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

4

Simple to use app. Simple to use app. Great prize saver account Reviewed on: 20th August 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (386)

Chip make managing your money easy.

Chip make managing your money easy. The dashboard and links are easy to navigate and you are constantly informed of what they are doing and how it affects you as the customer. Reviewed on: 13th February 2026

Simple and Rewarding

I’ve found Chip really easy to use and straightforward to set up. The Prize Savings account makes saving feel more motivating, and I like that my money stays accessible if I need it. Customer service has been clear and responsive whenever I’ve had questions, and overall it feels like good value for money. Reviewed on: 13th February 2026

Chip got me like bruhh

Chip got me.into online banks. I liked the simplicity of the app to move money around Reviewed on: 12th February 2026

Easy saving!

Chip is so easy to use, I’ve saved over five thousand pounds and received £100 in cash prizes! Reviewed on: 12th February 2026

Staff have been fabulous- respond easily and jargon...

Staff have been fabulous- respond easily and jargon free, savings have been massively boosted, always feel involved and I know what’s going on. Reviewed on: 12th February 2026

Great app - if you struggle to save, would recommend

Been with chip for a long time, has helped me save so much Reviewed on: 12th February 2026

Chip is a lovely little bonus saving tool for me!

Chip is a lovely little bonus saving tool for me! I save without even realising it. Reviewed on: 12th February 2026

I’ve been using the Chip Prize Savings account and h...

I’ve been using the Chip Prize Savings account and have been really pleased with it. I keep money in the account and regularly win small prize amounts each month, which makes saving more rewarding. With prizes of up to £250,000, it feels more exciting than Premium Bonds and offers more chances to win. A great option if you like the idea of prize-linked savings while keeping your money accessible. Reviewed on: 12th February 2026

The easiest way to save, invest and grow your money.

The easiest way to save, invest and grow your money. Reviewed on: 12th February 2026

A great, friendly help money app.

A great, friendly help money app. So easy to use, with education on money that even I can understand Reviewed on: 12th February 2026

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