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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (380)

Easy to talk to, easy app to navigate and does what...

5
Easy to talk to, easy app to navigate and does what your old school banks dont, be uofront Reviewed on: 12th February 2026

Awesome App

5
It’s been so brilliant, the app is really well thought through! Reviewed on: 12th February 2026

So glad I joined chip

5
I have won a few small amounts, more than I would have got from my bank in interest. It is a great incentive to save more! Reviewed on: 12th February 2026

Easy way to save money and could win some at the sam...

5
Easy way to save money and could win some at the same time Reviewed on: 12th February 2026

I've used chip in various guises over the years from...

5
I've used chip in various guises over the years from its cash account, auto saving and now the prize account. I keep a small balance there and have won once but it's quite nice to check every now and again to see if I've won. Reviewed on: 12th February 2026

I do not usually save money, but chip takes out a sm...

5
I do not usually save money, but chip takes out a small sum each week, it adds up over time. They also have a prize draw every month. I did win £5 so far. Reviewed on: 12th February 2026

A great alternative to NS&I and regular prizes

5
A great alternative to NS&I and regular prizes Reviewed on: 12th February 2026

Ease of Use

5
It is easy to use and the best part is the transfers are faster and hassle free. Reviewed on: 12th February 2026

Overall been great - have won a few times

5
Overall been great - have won a few times Reviewed on: 12th February 2026

Fantastic

5
Absolutely brilliant, easy to use app. Reviewed on: 12th February 2026

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