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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
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Jeet Hirji

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Chip Prize Savings Account reviews (380)

Great app, easy to use and experience friendly

5
Great app, easy to use and experience friendly Reviewed on: 12th February 2026

The chance to win a prize every month is definitely...

5
The chance to win a prize every month is definitely something I look forward to. Reviewed on: 12th February 2026

Chip is great

5
I like that they count entries to the prize account as an average. You don’t need to hold for a full month like with other prose linked accounts. Customer service is always fast. Reviewed on: 12th February 2026

Great prize based savings account

5
Provides a different way of make your money work for you.. Reviewed on: 12th February 2026

So easy to save money!

5
So easy to save money! I've always struggled before but Chip has really made it painless. Easy to use and understand too. Reviewed on: 12th February 2026

Love my prize fund account!

5
Love my prize fund account! Saving for my annual car insurance might, just might change my lufe Reviewed on: 12th February 2026

Been with Chip for a few years

5
The App is very easy to use. Chip offers a wide range of savings accounts and investments. Reviewed on: 12th February 2026

I am getting a good % interest from this account wit...

5
I am getting a good % interest from this account with the added bonus of being entered into a prize draw each month, of which I have won a small amount twice since opening the account. Reviewed on: 12th February 2026

Chip is easy to use.

5
Chip is easy to use. The interest rates are not as good as they used to be or as high as other products though. Reviewed on: 12th February 2026

Very good.

5
Very good. Never had any issues with any of my accounts. On hand help which is prompt. Would definitely recommend to my friends and family Reviewed on: 12th February 2026

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