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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
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Jeet Hirji

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Chip Prize Savings Account reviews (380)

Chip is easy to use, speedy transactions and SAFE.

5
Chip is easy to use, speedy transactions and SAFE. Reviewed on: 12th February 2026

Poor returns but it is luck.

3
Had a lot of savings in the account for over a year and seen very poor returns. It's luck of the draw and maybe I've just got unlucky. Reviewed on: 12th February 2026

Easy to invest easy to get a few quid out when you n...

5
Easy to invest easy to get a few quid out when you need it Reviewed on: 12th February 2026

Fun account with a chance to win big!

5
I love the Chip prize draw account as it's a place to keep my spare cash safe with the chance of winning a prize every month. I use it to top up my bank account regularly and them reinvest it when I get paid it have any spare cash. Transfers are instant which is very handy. Furthermore winnings are tax free which is important to me as a higher rate tax payer. Reviewed on: 12th February 2026

prize saving account

5
I love prize saving account, safe, secure, easy to handle app and account balance and details Reviewed on: 12th February 2026

It provide surprsing saving rate up suddenly

3
It provide surprsing saving rate up suddenly Reviewed on: 12th February 2026

Easy to use, actually able to save for first time in...

5
Easy to use, actually able to save for first time in my life Reviewed on: 12th February 2026

Exciting and valuable products

5
Chip don’t flood your in box but gently hold and get in touch with valuable products. Reviewed on: 12th February 2026

The prize account brings a new element to banking, a...

5
The prize account brings a new element to banking, and a smart move from you! Reviewed on: 12th February 2026

I love this is factor and haven’t seen any app provi...

5
I love this is factor and haven’t seen any app provide this. Although I worry about not earning interest the prizes are worth keeping it in here. Reviewed on: 11th February 2026

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