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Chip: Prize Savings Account reviews

4.92
Based on 385 reviews, last reviewed 16th Apr 2026
11833% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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2 star
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Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026
Ian Davies's avatar
Ian Davies

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (385)

Love my prize fund account!

5
Love my prize fund account! Saving for my annual car insurance might, just might change my lufe Reviewed on: 12th February 2026

Been with Chip for a few years

5
The App is very easy to use. Chip offers a wide range of savings accounts and investments. Reviewed on: 12th February 2026

I am getting a good % interest from this account wit...

5
I am getting a good % interest from this account with the added bonus of being entered into a prize draw each month, of which I have won a small amount twice since opening the account. Reviewed on: 12th February 2026

Chip is easy to use.

5
Chip is easy to use. The interest rates are not as good as they used to be or as high as other products though. Reviewed on: 12th February 2026

Very good.

5
Very good. Never had any issues with any of my accounts. On hand help which is prompt. Would definitely recommend to my friends and family Reviewed on: 12th February 2026

Chip is easy to use, speedy transactions and SAFE.

5
Chip is easy to use, speedy transactions and SAFE. Reviewed on: 12th February 2026

Poor returns but it is luck.

3
Had a lot of savings in the account for over a year and seen very poor returns. It's luck of the draw and maybe I've just got unlucky. Reviewed on: 12th February 2026

Easy to invest easy to get a few quid out when you n...

5
Easy to invest easy to get a few quid out when you need it Reviewed on: 12th February 2026

Fun account with a chance to win big!

5
I love the Chip prize draw account as it's a place to keep my spare cash safe with the chance of winning a prize every month. I use it to top up my bank account regularly and them reinvest it when I get paid it have any spare cash. Transfers are instant which is very handy. Furthermore winnings are tax free which is important to me as a higher rate tax payer. Reviewed on: 12th February 2026

prize saving account

5
I love prize saving account, safe, secure, easy to handle app and account balance and details Reviewed on: 12th February 2026

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