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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
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Jeet Hirji

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Chip Prize Savings Account reviews (380)

I have won once - thought it may be more but if I we...

4
I have won once - thought it may be more but if I were to win big I guess that would make it worthwhile! Reviewed on: 14th February 2026

V easy to manage, enjoy the prize winning element.

5
V easy to manage, enjoy the prize winning element. Reviewed on: 14th February 2026

Have been with chip from the start and love them

5
Have been with chip from the start and love them Reviewed on: 14th February 2026

Great account

5
Great opportunity to win cash prizes Reviewed on: 14th February 2026

Rates are Good and their policy is clear so I know w...

4
Rates are Good and their policy is clear so I know what will happen with base rate changes. easy to use website. Prize account a good addition. Reviewed on: 14th February 2026

Easy to use and invest

5
Really easy to invest or withdraw and nice easy platform to use Reviewed on: 13th February 2026

I love how quick you can move money in and...

5
I love how quick you can move money in and out Reviewed on: 13th February 2026

Prize savings account

5
This is a fun alternative to traditional savings — good for people who enjoy a chance to win and want tax-free potential rewards. But because there’s no guaranteed return, it shouldn’t replace a core savings strategy if you want steady interest Reviewed on: 13th February 2026

I have recommended Chip to friends and family for it...

5
I have recommended Chip to friends and family for it’s ease of set-up, use and varied products offered, due to competitive interest rates and great referral rewards. Reviewed on: 13th February 2026

Easy to open, great way to save and hopefully win a...

5
Easy to open, great way to save and hopefully win a prize Reviewed on: 13th February 2026

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