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Chip: Prize Savings Account reviews

4.92
Based on 385 reviews, last reviewed 16th Apr 2026
11833% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026
Ian Davies's avatar
Ian Davies

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (385)

Prize Saving Account

5
Use my prize saving account to save for Christmas presents, so easy to save in this account and you’re also entered into a monthly draw, I have won 4 x prizes, bonus Reviewed on: 15th February 2026

Chip Prize Account Critique

4
The Chip prize account offers entries into it's monthly, prize draw competitions. Where one extremely and incredibly lucky account and deposit holder can win a. Grand jackpot prize of, £50000 (or even more some on months with the December ones awarding bonus entries for, extra deposits at that time) if one has deposited. £10 or more into the account, this use to be £100 until recently. So Chip's system here consequently has therefore became even much more. Generous, financially accessible and so democratic. With a £10 deposit held for, half a month or more equating to one monthly. Entry ticket chance (as previously just explained, this use to be £100) and then every subsequent £10 held for over. Half a month as another entry with a maximum limit of, 8500 equating to £85000 invested per a. Investor, my only issue was with the. Chip app page page on the prize saving, account displaying completely inaccurate and false amount of. Ticket projections namely that I won't acquire, any when I have for and in numerous previous. Months and receiving utterly confused advice from a, Chip Advisor when I queried this. That such is correct however that stated this issue has now been totally, successfully resolved anyway. With the page now displaying indisputable the correct amount of, ticket entry projections. Reviewed on: 15th February 2026

Always easy to find answers to any questions, good v...

5
Always easy to find answers to any questions, good value for savings and other accounts, thank you Reviewed on: 15th February 2026

If you haven’t got a chip account, why not?

5
I’ve had a chip account for several years now. I love the automatic saving features, it takes money from my account every 4-5 days, but it’s small amounts that I don’t miss. It soon adds up, even better when it’s added to my prize savings account, I’ve won a few small cash prizes over the years which is exciting. I’ve also recommended Chip to several family members and gained cash incentives from that too. I absolutely love it!! Reviewed on: 14th February 2026

Good app and customer service

4
Good app and customer service but a better rate than other providers for existing customers would be appreciated Reviewed on: 14th February 2026

I have won once - thought it may be more but if I we...

4
I have won once - thought it may be more but if I were to win big I guess that would make it worthwhile! Reviewed on: 14th February 2026

V easy to manage, enjoy the prize winning element.

5
V easy to manage, enjoy the prize winning element. Reviewed on: 14th February 2026

Have been with chip from the start and love them

5
Have been with chip from the start and love them Reviewed on: 14th February 2026

Great account

5
Great opportunity to win cash prizes Reviewed on: 14th February 2026

Rates are Good and their policy is clear so I know w...

4
Rates are Good and their policy is clear so I know what will happen with base rate changes. easy to use website. Prize account a good addition. Reviewed on: 14th February 2026

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