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Chip: Prize Savings Account reviews

4.92
Based on 384 reviews, last reviewed 3rd Apr 2026
35800% increase in 5 star reviews
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100% increase in 1 star reviews
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Latest highest rating:

5

Alongside ISAs and Premium Bonds it's good to have a... Alongside ISAs and Premium Bonds it's good to have another account that gives tax free returns. Chip have also launched a Spring Draw and deposits int... Read more Reviewed on: 3rd April 2026
Douglas B's avatar
Douglas B

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
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Jeet Hirji

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Chip Prize Savings Account reviews (384)

I love how quick you can move money in and...

5
I love how quick you can move money in and out Reviewed on: 13th February 2026

Prize savings account

5
This is a fun alternative to traditional savings — good for people who enjoy a chance to win and want tax-free potential rewards. But because there’s no guaranteed return, it shouldn’t replace a core savings strategy if you want steady interest Reviewed on: 13th February 2026

I have recommended Chip to friends and family for it...

5
I have recommended Chip to friends and family for it’s ease of set-up, use and varied products offered, due to competitive interest rates and great referral rewards. Reviewed on: 13th February 2026

Easy to open, great way to save and hopefully win a...

5
Easy to open, great way to save and hopefully win a prize Reviewed on: 13th February 2026

Always the possibility of a big win

4
It have served my requirements hopefully I'll have a big win in the near future Reviewed on: 13th February 2026

Great opportunities for rewards and information to g...

4
Great opportunities for rewards and information to get people understanding their finances Reviewed on: 13th February 2026

Super easy to use

5
Super easy to use and the customer service is excellent. Reviewed on: 13th February 2026

The best way to save.

5
The best way to save. Ive never been able to save like this before Reviewed on: 13th February 2026

Easy to use with frequent prizes

5
A really easy to use account with frequent prizes to be won. Reviewed on: 13th February 2026

Brillant produxt

5
My husband found this product via money saving expert back in 2019 We’ve never looked back, and have saved thousands through using it without noticing that we’re doing so brilliant product , even if I’ve yet to win a prize!! Still couldn’t recommend highly emough Reviewed on: 13th February 2026

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