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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.78 (386 reviews)

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4.78

Based on 386 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

4

Simple to use app. Simple to use app. Great prize saver account Reviewed on: 20th August 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (386)

Good and bad of prize account

I have won small prizes quite a few times meaning I have earned more than if it was I an isa or savings account. Only thing I don't like is obviously the more money you have saved the more entire you get and therefore a bigger chance of winning the larger amounts. Reviewed on: 11th February 2026

Customer service is good and account has good benefits

Customer service is good although not 24/7. I have won several times on the prizes savings account so feel it’s worth it. Reviewed on: 11th February 2026

Great experience.

Great experience. No problems at all with the app and very easy to use Reviewed on: 11th February 2026

Easy to use app and nice to have an alternative type...

Easy to use app and nice to have an alternative type of savings account. Bit of fun like PB’s hoping to win a prize. Reviewed on: 11th February 2026

Fast and well to use system, that provides a way to...

Fast and well to use system, that provides a way to save and grow your investments. Reviewed on: 11th February 2026

Saving pounds make prizes!

The app is so straightforward to use, and provides good detail of my accounts with Chip. Communications from Chip are clear and not over-frequent. The savings account with associated prize draw is a great idea - an incentive to save regularly. Reviewed on: 11th February 2026

I love chip

Chip are great and I have had an account and actively used chip for years. I love the how easy it is to live money between different accounts and their prize money accounts creates monthly excitement. Reviewed on: 11th February 2026

So easy to save and easy to withdraw if needed

So easy to save and easy to withdraw if needed Reviewed on: 11th February 2026

Best Savings app I’ve Ever come Across

Quite simply a fantastic and effortless way to save without feeling the pinch! Reviewed on: 11th February 2026

Very clear account information . Marvellous bank

Very clear account information . love the prize savings account also . Great idea . Reviewed on: 11th February 2026

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