Write a review

Go to business site

Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (380 reviews)

View other Chip products

4.92

Based on 380 reviews, last reviewed 25th Feb 2026

35600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

Read all reviews Write a review

About this product

Review Chip: Prize Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Prize Savings Account reviews (380)

I love chip

Chip are great and I have had an account and actively used chip for years. I love the how easy it is to live money between different accounts and their prize money accounts creates monthly excitement. Reviewed on: 11th February 2026

So easy to save and easy to withdraw if needed

So easy to save and easy to withdraw if needed Reviewed on: 11th February 2026

Best Savings app I’ve Ever come Across

Quite simply a fantastic and effortless way to save without feeling the pinch! Reviewed on: 11th February 2026

Very clear account information . Marvellous bank

Very clear account information . love the prize savings account also . Great idea . Reviewed on: 11th February 2026

More exciting than a standard savings account

If you’re bored of traditional savings accounts, this is the one. The Prize Savings Account gives you that "lottery" excitement without actually risking your money. Even if I don’t win every month, the peace of mind knowing my money is secure while still having a chance at a big prize is fantastic. Reviewed on: 11th February 2026

I have used chip for a number of years now and find...

I have used chip for a number of years now and find it the best for saving and investing. I have won the odd £10 on the prize draws and it has helped me save quickly or slowly using the booster which is fantastic. I was able to save for a house deposit using Chip Reviewed on: 11th February 2026

I've been with Chip for over 3,5 years now and used...

I've been with Chip for over 3,5 years now and used it as a main savings account to grow my emergency fund as well as boost savings with Prize Savings account. Ive won £10 3 times and its something exciting to have to look forward to. Obviously, it is not my only savings account but good to have to diversity Reviewed on: 11th February 2026

Chip has really made saving and investing fun, acces...

Chip has really made saving and investing fun, accessible, and not at all overwhelming in any way. Saving with Chip is effortless. The automated savings function really takes the effort out of saving, and it’s amazing how overtime the savings amount add up. Another function that I really like is the prize saving a account, which has been a fun incentive to keep focused on accumulating savings. Reviewed on: 11th February 2026

Happy customer for several years

I’ve been a Chip customer for several years now and the platform has encouraged me to save more money than I’ve thought was previously possible! Reviewed on: 11th February 2026

I love chip prize account it gives me hope that I ca...

I love chip prize account it gives me hope that I can win something to help my life and savings Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Enterprise Credit Union 4.97 from 969 reviews
Savings accounts
from Oxbury Bank 4.54 from 5 reviews
Regular Savings
from Triodos Bank 4.91 from 187 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 256 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub