Write a review

Go to business site

Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (385 reviews)

View other Chip products

4.92

Based on 385 reviews, last reviewed 16th Apr 2026

11833% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

Read all reviews Write a review

About this product

Review Chip: Prize Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Prize Savings Account reviews (385)

Customer service is good and account has good benefits

Customer service is good although not 24/7. I have won several times on the prizes savings account so feel it’s worth it. Reviewed on: 11th February 2026

Great experience.

Great experience. No problems at all with the app and very easy to use Reviewed on: 11th February 2026

Easy to use app and nice to have an alternative type...

Easy to use app and nice to have an alternative type of savings account. Bit of fun like PB’s hoping to win a prize. Reviewed on: 11th February 2026

Fast and well to use system, that provides a way to...

Fast and well to use system, that provides a way to save and grow your investments. Reviewed on: 11th February 2026

Saving pounds make prizes!

The app is so straightforward to use, and provides good detail of my accounts with Chip. Communications from Chip are clear and not over-frequent. The savings account with associated prize draw is a great idea - an incentive to save regularly. Reviewed on: 11th February 2026

I love chip

Chip are great and I have had an account and actively used chip for years. I love the how easy it is to live money between different accounts and their prize money accounts creates monthly excitement. Reviewed on: 11th February 2026

So easy to save and easy to withdraw if needed

So easy to save and easy to withdraw if needed Reviewed on: 11th February 2026

Best Savings app I’ve Ever come Across

Quite simply a fantastic and effortless way to save without feeling the pinch! Reviewed on: 11th February 2026

Very clear account information . Marvellous bank

Very clear account information . love the prize savings account also . Great idea . Reviewed on: 11th February 2026

More exciting than a standard savings account

If you’re bored of traditional savings accounts, this is the one. The Prize Savings Account gives you that "lottery" excitement without actually risking your money. Even if I don’t win every month, the peace of mind knowing my money is secure while still having a chance at a big prize is fantastic. Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Boom Community Bank 4.92 from 485 reviews
95 Day Notice Account
from RCI Bank 4.88 from 944 reviews
Savings and investments platform
from Meteor 0.00 from 0 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub