Write a review

Go to business site

Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (380 reviews)

View other Chip products

4.92

Based on 380 reviews, last reviewed 25th Feb 2026

35600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

Read all reviews Write a review

About this product

Review Chip: Prize Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Prize Savings Account reviews (380)

Great way to save without trying or realize that you...

Great way to save without trying or realize that you’re doing it the money soon mounts uo Reviewed on: 11th February 2026

So easy to manage, clear and easy to use app.

So easy to manage, clear and easy to use app. Good communication Reviewed on: 11th February 2026

Very accessable,easy to maintain,good value for the...

Very accessable,easy to maintain,good value for the return,never had issues with it Reviewed on: 11th February 2026

Excellent account.

Excellent account. Win prizes every month Reviewed on: 11th February 2026

Good and bad of prize account

I have won small prizes quite a few times meaning I have earned more than if it was I an isa or savings account. Only thing I don't like is obviously the more money you have saved the more entire you get and therefore a bigger chance of winning the larger amounts. Reviewed on: 11th February 2026

Customer service is good and account has good benefits

Customer service is good although not 24/7. I have won several times on the prizes savings account so feel it’s worth it. Reviewed on: 11th February 2026

Great experience.

Great experience. No problems at all with the app and very easy to use Reviewed on: 11th February 2026

Easy to use app and nice to have an alternative type...

Easy to use app and nice to have an alternative type of savings account. Bit of fun like PB’s hoping to win a prize. Reviewed on: 11th February 2026

Fast and well to use system, that provides a way to...

Fast and well to use system, that provides a way to save and grow your investments. Reviewed on: 11th February 2026

Saving pounds make prizes!

The app is so straightforward to use, and provides good detail of my accounts with Chip. Communications from Chip are clear and not over-frequent. The savings account with associated prize draw is a great idea - an incentive to save regularly. Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant Access Savings Account
from Wealthify 4.79 from 19 reviews
Instant Access Savings
from Ulster Bank 3.61 from 11 reviews
Easy access savings
from Quilter Invest (formerly NuWealth) 4.73 from 220 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 256 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub