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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (385 reviews)

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4.92

Based on 385 reviews, last reviewed 16th Apr 2026

11833% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (385)

Easy online experience, quick & seamless to deposit...

Easy online experience, quick & seamless to deposit or withdraw Reviewed on: 11th February 2026

All very straightforward and an excellent way to sav...

All very straightforward and an excellent way to save money. Have been able to save for 3 holidays without noticing the money coming from my bank account Reviewed on: 11th February 2026

Continues to improve with age (like wine)

Ive been with chip since the beginning and they're continuing to improve over time. I enjoy the ease of access and variety of products Reviewed on: 11th February 2026

like premium bonds but easier to join

like premium bonds but easier to join Reviewed on: 11th February 2026

Its good to know i can save with Chip.

Its good to know i can save with Chip. The prize saving account is my lithle gamble. Its exciting to know im in the draw every month. Chip offers good value for money Reviewed on: 11th February 2026

Easy to use app , attractive prize draw monthly

Easy to use app , attractive prize draw monthly Reviewed on: 11th February 2026

Excellent product, great AP and great service

Excellent product, great AP and great service Reviewed on: 11th February 2026

Very communicative, easy to access help.

Very communicative, easy to access help. Competitive rates, but perhaps need to keep pace with other challenger banks sometimes. New customers occasionally seem to be rewarded more than existing loyal ones. Reviewed on: 11th February 2026

Great monthly prizes

The prize savings account is excellent. Very clear to understand and great prizes. Reviewed on: 11th February 2026

Saving Made Effortlessly, And Actually Enjoyable

I’ve been using the Chip Prize Savings Accpunt for around 2 years, and it has completely changed the way I save. What initially attracted me was the combination of prize incentives and automation. The auto deposit feature is the standout for me. By linking directly to my current account chip automatically moves money into savings without me having to think about it. The “set and forget” approach has helped me save consistently and far more than I ever did with traditional savings account. Reviewed on: 11th February 2026

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