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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (380 reviews)

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4.92

Based on 380 reviews, last reviewed 25th Feb 2026

35600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (380)

Easy to use app , attractive prize draw monthly

Easy to use app , attractive prize draw monthly Reviewed on: 11th February 2026

Excellent product, great AP and great service

Excellent product, great AP and great service Reviewed on: 11th February 2026

Very communicative, easy to access help.

Very communicative, easy to access help. Competitive rates, but perhaps need to keep pace with other challenger banks sometimes. New customers occasionally seem to be rewarded more than existing loyal ones. Reviewed on: 11th February 2026

Great monthly prizes

The prize savings account is excellent. Very clear to understand and great prizes. Reviewed on: 11th February 2026

Saving Made Effortlessly, And Actually Enjoyable

I’ve been using the Chip Prize Savings Accpunt for around 2 years, and it has completely changed the way I save. What initially attracted me was the combination of prize incentives and automation. The auto deposit feature is the standout for me. By linking directly to my current account chip automatically moves money into savings without me having to think about it. The “set and forget” approach has helped me save consistently and far more than I ever did with traditional savings account. Reviewed on: 11th February 2026

Prize Savings Account

Prize Savings account offers a different way to have a chance to earn great money Reviewed on: 11th February 2026

Have been using chip for about 6 years now & would a...

Have been using chip for about 6 years now & would always recommend their savings accounts and products! Reviewed on: 11th February 2026

Chip have a great range of products to suit all, the...

Chip have a great range of products to suit all, the prize savings account is really helpful in taking automatic deposits & the customer service has been quick and good when I’ve used it. Reviewed on: 11th February 2026

The CHIP app was easy to set up and it is easy to na..

The CHIP app was easy to set up and it is easy to navigate your way around. I had a couple of queries which I emailed to CHIP and these were dealt with promptly. The advice back was helpful and relevant. Reviewed on: 11th February 2026

Properly customer focussed

Easy to use app, great customer service and generally a very customer focussed business and product. Best in class Reviewed on: 11th February 2026

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