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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.78 (386 reviews)

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4.78

Based on 386 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

4

Simple to use app. Simple to use app. Great prize saver account Reviewed on: 20th August 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (386)

Great customer service

Was recommended using Chip by a family member, have had a few experiences talking to customer service and they were all very understanding and kind people. Reviewed on: 11th February 2026

Easy online experience, quick & seamless to deposit...

Easy online experience, quick & seamless to deposit or withdraw Reviewed on: 11th February 2026

All very straightforward and an excellent way to sav...

All very straightforward and an excellent way to save money. Have been able to save for 3 holidays without noticing the money coming from my bank account Reviewed on: 11th February 2026

Continues to improve with age (like wine)

Ive been with chip since the beginning and they're continuing to improve over time. I enjoy the ease of access and variety of products Reviewed on: 11th February 2026

like premium bonds but easier to join

like premium bonds but easier to join Reviewed on: 11th February 2026

Its good to know i can save with Chip.

Its good to know i can save with Chip. The prize saving account is my lithle gamble. Its exciting to know im in the draw every month. Chip offers good value for money Reviewed on: 11th February 2026

Easy to use app , attractive prize draw monthly

Easy to use app , attractive prize draw monthly Reviewed on: 11th February 2026

Excellent product, great AP and great service

Excellent product, great AP and great service Reviewed on: 11th February 2026

Very communicative, easy to access help.

Very communicative, easy to access help. Competitive rates, but perhaps need to keep pace with other challenger banks sometimes. New customers occasionally seem to be rewarded more than existing loyal ones. Reviewed on: 11th February 2026

Great monthly prizes

The prize savings account is excellent. Very clear to understand and great prizes. Reviewed on: 11th February 2026

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