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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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94%
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5%
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1%
2 star
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0%
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0%

Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (380)

I only have a savings account at the moment.

5
I only have a savings account at the moment. Reviewed on: 11th February 2026

Always had a positive experience with Chip, I feel t...

5
Always had a positive experience with Chip, I feel that my money is safe! Reviewed on: 11th February 2026

Such an easy app to use.

5
Such an easy app to use. The automated savings is amazing. Reviewed on: 11th February 2026

The prize savings account gives you the option to ta...

4
The prize savings account gives you the option to take a chance to win big without risking your savings Reviewed on: 11th February 2026

Great customer service

5
Was recommended using Chip by a family member, have had a few experiences talking to customer service and they were all very understanding and kind people. Reviewed on: 11th February 2026

Easy online experience, quick & seamless to deposit...

5
Easy online experience, quick & seamless to deposit or withdraw Reviewed on: 11th February 2026

All very straightforward and an excellent way to sav...

5
All very straightforward and an excellent way to save money. Have been able to save for 3 holidays without noticing the money coming from my bank account Reviewed on: 11th February 2026

Continues to improve with age (like wine)

5
Ive been with chip since the beginning and they're continuing to improve over time. I enjoy the ease of access and variety of products Reviewed on: 11th February 2026

like premium bonds but easier to join

5
like premium bonds but easier to join Reviewed on: 11th February 2026

Its good to know i can save with Chip.

5
Its good to know i can save with Chip. The prize saving account is my lithle gamble. Its exciting to know im in the draw every month. Chip offers good value for money Reviewed on: 11th February 2026

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