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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
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Jeet Hirji

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Chip Prize Savings Account reviews (380)

Amazing bank, great communication across all departm...

5
Amazing bank, great communication across all departments. Very attentive colleagues at a customer service level and always feel we are part of a big family. Reviewed on: 11th February 2026

I love the prize savings account.

5
I love the prize savings account. I put the little bit i save each month into the account and it’s a nice bonus if I win a top up for it. Reviewed on: 11th February 2026

Best product on the market

5
The customer service is excellent and a range of products that cannot be matched Reviewed on: 11th February 2026

Have now been using Chip for about 3 years and have...

5
Have now been using Chip for about 3 years and have found everything very easy to use and understand (for someone like me who is not financially fluent/savvy!). I can trade in ISA, stocks and everything else they provide. Prize savings account is a good incentive, as you never know your number might come up and win big! Reviewed on: 11th February 2026

Save To Win

5
A great incentive to save money with a chance for a cash award. Reviewed on: 11th February 2026

Savings account with a chance to win prizes

5
Savings account with a chance to win prizes Reviewed on: 11th February 2026

Easy to operate.

5
Easy to operate. Easy to access. Reviewed on: 11th February 2026

Excellent app

5
Easy app to use and love the ability to provide access to my account and see money being put aside knowing that it is held safely and easily accessible. The prize account is an added incentive to keep saving. I have had to withdraw recently but this has been a swift and easy process. Reviewed on: 11th February 2026

Great app and great prizes on offer

5
Great app and great prizes on offer Reviewed on: 11th February 2026

10/10 could not recommend more - so easy to use and...

5
10/10 could not recommend more - so easy to use and move money around - gives clear view of your money and where it sits as well as easy in use - have used lots of other tools but nothing comes close to chip Reviewed on: 11th February 2026

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