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Chip: Prize Savings Account reviews

4.92
Based on 385 reviews, last reviewed 16th Apr 2026
11833% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026
Ian Davies's avatar
Ian Davies

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (385)

Modern Premium Bonds making me Rich

5
Better than the vintage premium bonds, my Chip account not only skims the creamy pounds from the top of my main bank account,once a month i am entered into a money winning lottery - I've won a tenner a few months in the year which adds up to more than a good rate savings account! Reviewed on: 11th February 2026

It’s been a great experience and great bank it feels...

5
It’s been a great experience and great bank it feels flexible but exciting with the opportunity to win big - not something I’ve seen anywhere else. Reviewed on: 11th February 2026

Easy to understand web site.

5
Easy to understand web site,friendly staff on telephone if there is a problem. Reviewed on: 11th February 2026

Chip Customer

5
They are a really good company, Innovative and their customer service is top notch. Reviewed on: 11th February 2026

I have been using Chip for years

5
I have been using Chip for years now and it is the easiest and simplest experience when it comes to financial products. It is great to have a non interest based saving option. There is nothing else worth of note out there that compares. Reviewed on: 11th February 2026

Amazing bank, great communication across all departm...

5
Amazing bank, great communication across all departments. Very attentive colleagues at a customer service level and always feel we are part of a big family. Reviewed on: 11th February 2026

I love the prize savings account.

5
I love the prize savings account. I put the little bit i save each month into the account and it’s a nice bonus if I win a top up for it. Reviewed on: 11th February 2026

Best product on the market

5
The customer service is excellent and a range of products that cannot be matched Reviewed on: 11th February 2026

Have now been using Chip for about 3 years and have...

5
Have now been using Chip for about 3 years and have found everything very easy to use and understand (for someone like me who is not financially fluent/savvy!). I can trade in ISA, stocks and everything else they provide. Prize savings account is a good incentive, as you never know your number might come up and win big! Reviewed on: 11th February 2026

Save To Win

5
A great incentive to save money with a chance for a cash award. Reviewed on: 11th February 2026

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