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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
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Jeet Hirji

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Chip Prize Savings Account reviews (380)

I’ve been saving with Chip for many years now, quiet...

5
I’ve been saving with Chip for many years now, quietly banking away money. It’s been a seamless experience and I’ve managed to save ££££s which I have recently also started to invest with them. Reviewed on: 11th February 2026

Chips away to go

5
Easy to use with good rates and products Reviewed on: 11th February 2026

I’ve been with Chip for several years and found them...

5
I’ve been with Chip for several years and found them to be excellent - I hold multiple products with them and often recommend to friends. The app is easy to use, customer service is superb and comms are always easy to read. Reviewed on: 11th February 2026

Prize savings account.

5
I’ve got the Prize savings account. I manage everything on the app, it’s very easy to navigate. i’ve had a few questions along the way and they were answered pretty quickly . Money appears instantly after the transfer, both in and out of Chip Reviewed on: 11th February 2026

Easy payments in and out is instant

5
Easy payments in and out is instant Reviewed on: 11th February 2026

Modern Premium Bonds making me Rich

5
Better than the vintage premium bonds, my Chip account not only skims the creamy pounds from the top of my main bank account,once a month i am entered into a money winning lottery - I've won a tenner a few months in the year which adds up to more than a good rate savings account! Reviewed on: 11th February 2026

It’s been a great experience and great bank it feels...

5
It’s been a great experience and great bank it feels flexible but exciting with the opportunity to win big - not something I’ve seen anywhere else. Reviewed on: 11th February 2026

Easy to understand web site.

5
Easy to understand web site,friendly staff on telephone if there is a problem. Reviewed on: 11th February 2026

Chip Customer

5
They are a really good company, Innovative and their customer service is top notch. Reviewed on: 11th February 2026

I have been using Chip for years

5
I have been using Chip for years now and it is the easiest and simplest experience when it comes to financial products. It is great to have a non interest based saving option. There is nothing else worth of note out there that compares. Reviewed on: 11th February 2026

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