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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.79 (385 reviews)

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4.79

Based on 385 reviews, last reviewed 16th Apr 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (385)

Responsible company who care about their customers

I've found Chip to be a responsible company with their users' interests genuinely transparent and at the forefront of what they do. Giving back to users in their prize draw accounts is just fantastic and makes engaging with them and extra bonus! Very happy to have found Chip and actively enjoying being a part of their community whilst building my savings! Reviewed on: 11th February 2026

Why choose Chip.

Hassle free banking. What else do you need? Reviewed on: 11th February 2026

Such fun!

I have loved using the Chip Prize Savings account. I use it as my lottery, keeping me incentivised to keep my money in the account to count toward the prize entries. It’s fun and exciting - I have recommended it to all of my friends and family! Reviewed on: 11th February 2026

Chip has transformed the way I save

I have genuinely been amazed by the experience of Chip, the service is outstanding and their communication is not only clear, but human! what really stands out for me is the tech, everything just works! The app makes saving effortless, and takes away the thinking and admin. Above all, I feel more in co reply with chip Reviewed on: 11th February 2026

Easy to navigate app.

A simple app to navigate and use to move your cash around several options of investing. Reviewed on: 11th February 2026

Been banking with Chip since 2021 and always find th...

Been banking with Chip since 2021 and always find their innovative products keep me engaged and coming back for more. Reviewed on: 11th February 2026

So good I invested in them.

So good I invested in them. Clear and professional app, good options, strong rates. The prize fund account is a nice touch as its different to all the usual offers. whats not to like Reviewed on: 11th February 2026

Really easy to use and a fun way to save.

Really easy to use and a fun way to save. I love the chance to win prizes each month, and the app makes managing everything simple. A great alternative to traditional savings. Reviewed on: 11th February 2026

Nice surprise

I've had a Prize Account for about a year, and win something most months - I look forward to the draw each month as it's a nice boost to see I've won something; if not there's always next month! Reviewed on: 11th February 2026

Numerous ways to save

I’ve used Chip for sometime now and like the options to save and the ease of savings transactions I would definitely recommend! Reviewed on: 11th February 2026

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