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Chip: Prize Savings Account reviews

4.92
Based on 385 reviews, last reviewed 16th Apr 2026
11833% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026
Ian Davies's avatar
Ian Davies

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (385)

Really easy to set up and easy to deposit

5
Really easy to set up and easy to deposit with a great incentive to save up, the recurring saves are really good allowing you to build up your savings on a regular basis Reviewed on: 11th February 2026

Superb customer service

5
I have been saving with Chip for a number of years and they are superb. They make saving so much easier! I recently had a problem logging in and the customer service was excellent and the issue was quickly resolved. I am thinking of investing next because they make it easy to understand. Reviewed on: 11th February 2026

A lotto ticket that never expires

5
With this account, every entry is like buying a lottery ticket that never expires! I put in a small amount every week, and the number of entries builds up over time very quickly....Love it Reviewed on: 11th February 2026

Easy, hassle free banking

5
Chip has made banking easy and hassle free. Reviewed on: 11th February 2026

Best account ever!

5
I have won £10 and £5 already and each time it made my day. Especially on my not so good days. So thank you. Hopefully I will win more prizes in the future, especially the BIG ONE! Reviewed on: 11th February 2026

All good

5
No problems with anything so that's always a good thing. Good to see an alternative to the usual prize giving accounts. Although winnings don't see to be very frequent even with relatively large investments. Reviewed on: 11th February 2026

Quick, easy, clear to use.

5
Quick, easy, clear to use. Great CS Reviewed on: 11th February 2026

East website to navigate with excellent communication

5
East website to navigate with excellent communication Reviewed on: 11th February 2026

I have found chip in the past a very good competitor...

4
I have found chip in the past a very good competitor on interest rates and offerings (so much so that it was my main easy accesssavings and ISA provider for a while), but in recent times I have found that other competitors are offering mpre beneficial savings products for my needs. I like the promotional offerings and which they often, but tend to find these few in number for me to benefit from myself these days. Reviewed on: 11th February 2026

Easy to use

5
The app is easy to use, if you have to contact them you get a human response! I've been using them for saving for about 3 years now. Great all round. Reviewed on: 11th February 2026

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