8194460 Clearpay Buy now pay later reviews | 51 reviews rated 3.43* - Smart Money People
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Clearpay: Buy now pay later reviews

2.99
Based on 51 reviews, last reviewed 17th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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57%
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4%
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2 star
See only 2 star reviews
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See only 1 star reviews
37%

Latest highest rating:

5

Partners engagement ring Have ordered my parents engagement ring from clear pay and posted it in 4 payments, helps so much was very happy with product Reviewed on: 13th July 2025
Lucas's avatar
Lucas

Latest lowest rating:

1

To me, they behave like scammers. To me, they behave like scammers. You can buy an expensive watch and if their supplier sends you a toothbrush (obviously an item you didn’t order) the... Read more Reviewed on: 17th October 2025
Colin's avatar
Colin

About this product

Clearpay allows you to split purchases into four equal, interest-free payments over six weeks.

Clearpay has an app where you can track your payments and reschedule payment dates. You can also set up a digital Clearpay Card to add to your Apple or Google Wallet.

Clearpay reviews help you find out what it’s really like to be a customer. If you’ve used Clearpay before, you can also leave a review and share your experience.

Clearpay Buy now pay later reviews (51)

Review of the Clearpay, Buy now pay later:

Absolutely rubbish company.

1
Absolutely rubbish company. Admittedly I was late paying my balance but cleared it in full under the assumption my services would be restored (in black and white from them on an email). DO NOT BELIEVE THIS RUBBISH!! They will take the money and then close your account for ever! Customer service didn't want to know despite me threatening them with watchdog due to false / misleading information. Reviewed on: 3rd September 2024

Very bad

1
Totaly bad attitude towards customer, they hacked my account stole money I was never heard back from them Clearpay, true name they clear but our accounts Reviewed on: 17th May 2022

I am waiting for the refund for over 3 weeks for the clothes that I have purchased on Boohoo. Money are being refund by the item not in full. I have to keep checking my account to look for the refund. I will not use Clearpay ever again.

1
Very disappointed with the refund process Reviewed on: 1st March 2022

Terrible

1
I had a 400 limit I now only have £95 owing but I cannot buy anything online using clearpay, I've been late by a few hours and msg them apologising and I've paid off orders early, but still haven't increased my limit not even when trying to make a £25 purchase, when you contact them they are no help Reviewed on: 27th February 2022

Simple app stress free

5
Always there to tell you when you need help I always use clear pay so I have no stress Reviewed on: 17th August 2021

Pay in 4

5
Good for financial situations - able to pay in installments- Reviewed on: 12th August 2021

Great helpful firm

5
I can sort out the grandchildren in my care with school uniforms nd leisure wear so same as their friends nd don't need to feel that they different Reviewed on: 5th August 2021

Awesome

5
Awesome way to help people like me buy quality products that would otherwise have been out of reach. Reviewed on: 5th August 2021

Amazing

5
Amazing and simple idea Really helped me when I needed to buy Christmas presents Reviewed on: 5th August 2021

Buy Now Pay Later

4
I have very bad credit yet, this provider allows me to purchase goods and pay for them in bi-weekly instalments. Reviewed on: 14th June 2021

Best instalment company

5
I buy most my clothes online from many stores such as foot locker, asos and boohoo, clearpay has provided me with a way to buy clothes and pay in instalments and saving some money in the time being. Reviewed on: 12th July 2020