Write a review

Go to business site

Cleo: App reviews

Name: App
Rating: 4.68 (131 reviews)

View other Cleo products

4.26

Based on 131 reviews, last reviewed 16th Oct 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

81%

14%

3 star

2 star

Latest highest rating:

5

An AI driven handle on your finances It's the missing link between traditional banking and challenger banks. Plug this into your old high-street banking service and suddenly it's like you... Read more Reviewed on: 9th February 2019

Latest lowest rating:

1

They charged me twice for a cash advance. They charged me twice for a cash advance. I emailed them to inquire about a refund. They claimed they refunded the money but it's been two weeks and ... Read more Reviewed on: 16th October 2025

Read all reviews See your review

About this product

Thinking about signing up for the Cleo app? Read our Cleo reviews to see what people like you are saying about using Cleo day to day. Whether you want to take control of your finances, or are just interested in Cleo's futuristic technology, see what our community has to say about using Cleo in the real world. Already using Cleo? Please leave a review of your own and help others decide if Cleo is right for them!

Cleo App reviews (131)

Review of the Cleo, App:

Easy to use and useful

Great service that prompts you with little bits of info or warnings if you're getting close to your budget. Automatic saving is also very useful. Reviewed on: 21st November 2017

Amazing, fast and intuitive.

So easy to setup, took less than 10 minutes. Very safe too. Love Cleo’s personality, the amount of replies and the human-like replies are awesome. Fantastic and free. Reviewed on: 22nd November 2017

Really good

Really helped me move my finances into modern world Reviewed on: 22nd November 2017

Life saving app

Cleo has changed my life for the better. Finally in control of my finances plus the app is so easy to use! I've gone from being too afraid to check my balance to being addicted to it! Love it! Reviewed on: 22nd November 2017

Financial transparency and fun

Very good app - i can access my bank accounts whenever i want using fb messenger and this without even logging in. I have put aside more money than ever before and over time understood my spending habits and improved my finances! Cleo's the fun app we all need to de-mystify where we put our money. Reviewed on: 22nd November 2017

Excellent

l am very new to any app along the same lines as Cleo, but l think it’s great! l don’t intend on getting anything else. It’s very simple and insightful with my finances which l love to keep an eye on. Can’t think of anything to improve it! Reviewed on: 22nd November 2017

Makes financial planning less scary

I'm not good at staying on top of my money. My typical approach is avoid looking at my bank statements unless I have to. Cleo gives you some interesting insights, and generally helps me stay on top of my money. I love the ease of using it, it's just right there in my messenger app! Reviewed on: 22nd November 2017

Easy budgeting

With Cleo, I am able to view my finances from the comfort of Facebook Messenger without having to login to my banking app. Also, she is able to let me know when I may run out of money, helping me save better. Reviewed on: 22nd November 2017

Perfect

Cleo has helped get my spending under control and manage my outgoings Reviewed on: 22nd November 2017

So handy!

I was first sceptical how this app could save me money but so far it’s helped me save £47. I like the daily updates that let me know how well I am doing. The budget tool has helped me figure out what I can cut down on and how to budget better. Reviewed on: 22nd November 2017

Get back control

It’s so hard in modern day to understand where you are spending your money. It’s gone before you know it from a few taps of contactless. Cleo provides insights to how you are spending and makes you more aware Reviewed on: 22nd November 2017

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub