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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,927 reviews, last reviewed 24th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It doesn't seem two minutes from taking the loan out... It doesn't seem two minutes from taking the loan out to nearly finishing paying it off. Also a great way to save. Reviewed on: 24th January 2026
Rachael S's avatar
Rachael S

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2927)

So easy to get started and quick to receive the loan...

5
So easy to get started and quick to receive the loan, needed to go to a branch and they were very helpful and answered any questions I had Reviewed on: 12th June 2025

Great from start to finish

5
Great from start to finish approved quickly and receive money quickly. Comes out of my child benefit so no stress Reviewed on: 11th June 2025

I've been with clockwise for many years and always h...

4
I've been with clockwise for many years and always had a positive experience with them , always polite staff and quick decisions, I would always recommend them to other people, also loans are into your account very quickly Reviewed on: 11th June 2025

Really easy to use and great customer service

5
Really easy to use and great customer service Reviewed on: 11th June 2025

Colckwise allowed us to borrow at an affordable rate.

5
Colckwise have been a life saver allowing us to borrow money for important emergencies at a affordable rate. It is easy to renew or top up we we needed to. Reviewed on: 11th June 2025

Excellent customer service; Super quick and most imp...

5
Excellent customer service; Super quick and most importantly EASY process; would 100% recommend for anyone needing a loan Reviewed on: 11th June 2025

Always quick with transfers from my savings.

5
Always quick with transfers from my savings. Always quick when I've applied for a loan. Will Always use this company Reviewed on: 11th June 2025

I have not had any trouble with clockwise.

5
I have not had any trouble with clockwise. Very friendly staff and helpfull Reviewed on: 11th June 2025

Brilliant never had any problems

5
Brilliant never had any problems Reviewed on: 11th June 2025

Very efficient and quick turnaround and knowledgeabl...

5
Very efficient and quick turnaround and knowledgeable staff. Reviewed on: 11th June 2025

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