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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Been with clockwise for years never had a problem.

2
Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I just dont understand it. Reviewed on: 2nd July 2026

Been helpful throughout.

5
Been helpful throughout. Always on hand to help when needed answering the phone promptly to answer any questions needed Reviewed on: 2nd July 2026

I’ve never been accepted for a loan due to my credit...

1
I’ve never been accepted for a loan due to my credit rating even when clicking the benefit option to have it taken out of there I find this in just and discriminatory clearly applying for a loan is last case option for people. Reviewed on: 2nd July 2026

Incredibly fast and seamless process!

5
I needed a personal loan for holiday. The online application took less than 10 minutes to complete. I was approved the same afternoon, and the funds were deposited into my bank account the next business day. The interest rate was exactly what was quoted, with zero hidden fees. Highly recommend this lender for quick, transparent financial help! Reviewed on: 2nd July 2026

It was amazing

5
It was amazing they were a great help to my kids and I Reviewed on: 2nd July 2026

Click It!!! & Clock It!!!! with Clockwise.

5
It’s as easy as 1,2,3. I love my Credit Union. Easy applications. Easy Checks & Easy Replies. When I need a few pounds extra they are always there. Click It!!! & Clock It!!!! Reviewed on: 2nd July 2026

Nice easy site to navigate, u can find all informati...

4
Nice easy site to navigate, u can find all information needed on the website and is easily accessible, good customer service and quick responses. Would recommend this site to friends and family. Reviewed on: 2nd July 2026

Oldies can use it with ease

5
As an oldie I found the online experience very simple. Website was easy to navigate and if I got stuck I just had to send a message and they got right back to me and talked me through it all. Reviewed on: 2nd July 2026

I've been getting family loans from clockwise for ye...

5
I've been getting family loans from clockwise for years now and the process for me has been straight forward money in my account within days and pay back process easy too Reviewed on: 2nd July 2026

Affordable thortnightly payments to suit me also hel...

5
Affordable thortnightly payments to suit me also helps with save as you borrow that's very helpful Reviewed on: 1st July 2026

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