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Clockwise Credit Union: Personal loans reviews

4.80
Based on 4,126 reviews, last reviewed 12th Jun 2026
54650% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a bad experience. Never had a bad experience, if and when I needed to call i found the customer service good. Reviewed on: 12th June 2026
Katie G's avatar
Katie G

Latest lowest rating:

1

Too Hard to get a loan more like a bank Had no problem getting a loan before when it was nott credit union as soon as it changed over its impossible and not really in the keeping of the trad... Read more Reviewed on: 5th June 2026
Rebecca B's avatar
Rebecca B

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4126)

Excellent

5
Great helpful easy access fab good communication Reviewed on: 29th May 2026

Always excellent good service always they to support

5
Always excellent good service always they to support Reviewed on: 29th May 2026

Very good customer service.

5
Very good customer service. Not dismissive, take personal circumstances into consideration. Reviewed on: 29th May 2026

I tried online and it was smooth and efficient.

5
I tried online and it was smooth and efficient. Reviewed on: 29th May 2026

Good service, fast money, easy to use

5
Good service, fast money, easy to use Reviewed on: 29th May 2026

Web Site easy to navigate even for me

5
Web Site easy to navigate even for me Reviewed on: 29th May 2026

Polite and easy to understand and good service

4
Polite and easy to understand and good service Reviewed on: 29th May 2026

Best loan company

5
Clockwise credit union has always been there for me when needed it offers a wide range of of different loans to suit everyone’s needs and even better they offer repayment plans to suit you, wether it’s directly paying from your benefits or wages which makes the process more straight forward and easier. I highly recommend clockwise to anyone who is in need for a loan. Reviewed on: 29th May 2026

Had a really good experience always happy to help ea...

5
Had a really good experience always happy to help easy affordable payments Reviewed on: 29th May 2026

Honesty from girlie trying to survive cosi lives

4
Clockwise is really good if you are looking to up your credit score or are in a pinch but the apr is quite high so it can feel a little steep when you see that the repayment amount is almost half of what you borrowed but it’s usually available instantly if you are approved really easy to navigate the app and make repayments NO penalty for early repayments which I love and also top up loans 4 months after your first loan which is also great really! Overall trust worthy and no surprise fees or charges clockwise has helped me out of many tight spots Reviewed on: 29th May 2026

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