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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4426 reviews)

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4.79

Based on 4,426 reviews, last reviewed 6th Jul 2026

1756% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Clockwise for the win! The move from notts & Lincs credit union to clockwise was seamless and very easy to do. They have provided great customer service when I’ve needed to ... Read more Reviewed on: 6th July 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4426)

Great experience overall.

Great experience overall. Will highly recommend. Reviewed on: 23rd June 2025

Allways happy to help me when I get stuck with money...

Allways happy to help me when I get stuck with money problems Reviewed on: 23rd June 2025

helped me out massively.

helped me out massively. really supported my family. without the help of a loan we would have been in terrible trouble. i wish to thank you so so much. the website is easy to use and the phone lines never tend to be overly busy. thanks again Reviewed on: 23rd June 2025

Easy to apply.

Easy to apply. Customer service isn't always great, they sometimes don't reply at all. Reviewed on: 23rd June 2025

Clockwise was a great source of support at a time wh...

Clockwise was a great source of support at a time when it was most needed. After a long period of stability in my life things changed. A loan from credit union helped put me back on the road to stability. Reviewed on: 23rd June 2025

I have a loan I have never missed a payment but they...

I have a loan I have never missed a payment but they won’t allow me to to have another loan they say they take my credit score into account but I have kept up with my payments and been a loyal customer for over 3 years !! Reviewed on: 23rd June 2025

Having been rejected by the bank for a loan.

Having been rejected by the bank for a loan. I was pleasantly surprised to be accepted by Clockwise Credit Union. Staff were very helpful and polite. Made the whole process a smoothe and pleasant experience. Reviewed on: 23rd June 2025

I've been a customer with Clockwise Credit Union sin...

I've been a customer with Clockwise Credit Union since 2010. I've applied for many loans through (Clockwise Credit Union). The service I've received online and on the app without any problems.I would like to thank CLOCKWISE CREDIT UNION for making my experience a wonderful one. Reviewed on: 23rd June 2025

Excellent service! 5* would recommend

I have been a customer of credit union for many many years! I have always thought it was quick and easy from the start to opening an account, managing savings and having my regular Christmas loan every year. With 2 birthdays also so close to Christmas it helps me to manage money and save whilst I pay off my loan. Very good customer service never had a problem and someone is always happy to help if needed. Fantastic service also would and have recommended to many over the years Reviewed on: 23rd June 2025

My clockwise experience

I’m a new customer with clockwise following transfer from Nottingham credit union, the transfer was straight forward with support at hand if & when needed Reviewed on: 23rd June 2025

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