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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Affordable loans and repayment

5
Excellent customer service, low interest and financially balanced and affordable repayment arrangements. Reviewed on: 25th June 2025

The staff is very friendly there’s a lady Carol.

5
The staff is very friendly there’s a lady Carol. She’s brilliant. She understands everything and the rest of the staff are very good as well. Reviewed on: 25th June 2025

Always have great customer service and this loan has...

5
Always have great customer service and this loan has really helped me out when needed Reviewed on: 25th June 2025

Very helpfull when I needed help the most

5
Very helpfull when I needed help the most Reviewed on: 25th June 2025

They helped me out with a small loan when I needed i...

5
They helped me out with a small loan when I needed it the most. Reviewed on: 25th June 2025

very helpful and kind, answered all my questions

5
very helpful and kind, answered all my questions Reviewed on: 25th June 2025

Always caring when needed

5
Very helpfuland go above and behond to helpwhere they can Reviewed on: 25th June 2025

Great company

5
Very easy to use and set everything up. Transfers simple. Reviewed on: 25th June 2025

Clockwise took over my previous credit union and whe...

4
Clockwise took over my previous credit union and when I’d finished paying my loan, I needed help transferring my savings into my current account, the lady who helped me was friendly polite and explained how to do it next time. Reviewed on: 25th June 2025

My experience as a customer

4
If i have any questions or queries I usually call clockwise and get a quick answer to my questions. I had a loan and everything was explained in detail so I would understand fully of when and how repayments will be taken and both me and clockwise agreed on a set date every month if you wish to repay the loan earlier you can do so by going into the branch or downloading the application and creating an account using your customer details and repay the loan online through secure direct transfer Reviewed on: 25th June 2025

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