Paid advertisement
Smart Money People Logo
Newsletter

Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,426 reviews, last reviewed 6th Jul 2026
1756% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Clockwise for the win! The move from notts & Lincs credit union to clockwise was seamless and very easy to do. They have provided great customer service when I’ve needed to ... Read more Reviewed on: 6th July 2026
Lauren S's avatar
Lauren S

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (4430)

I have always had a very positive experience and sta...

5
I have always had a very positive experience and staff very friendly and supportive of all situations Reviewed on: 23rd June 2025

Really easy process, clear understanding of my accou...

5
Really easy process, clear understanding of my account and payments and great customer service. App is easy to use and I recommend everyone to clockwise. Don’t have anything negative to say at all Reviewed on: 23rd June 2025

Good company and good customer service

5
Good company and good customer service Reviewed on: 23rd June 2025

For the customer

5
Very easy and quick to get help when needed and customer service readily available Reviewed on: 23rd June 2025

Very quick with dealing with applications and very p...

5
Very quick with dealing with applications and very polite and friendly customer service 5* Reviewed on: 23rd June 2025

It is great, the interest rate is commendable

5
It is great, the interest rate is commendable Reviewed on: 23rd June 2025

Never have an issue with clock wise always fast and...

5
Never have an issue with clock wise always fast and respectful Reviewed on: 23rd June 2025

clear and straight forward

5
They were very helpful when I was struggling with bad credit rating despite having a good income. the process for application was claer and decisions were made quickly. all information I needed was provided quickly and clearly. No hidden extras, revealed last minute, as happens with some companies and no unexpected links to other services piggy-backing on their applications. The process of paying off the laons was straight forward and when unexpected events created a delay in a paymnent they were very helpful and supportive. ALL communication was clear and friendly. Top class service all round. Reviewed on: 23rd June 2025

Savings is really helpful and always helpful with an...

5
Savings is really helpful and always helpful with any thing you need Reviewed on: 23rd June 2025

Clockwise credit is good because it’s a easy monthly...

5
Clockwise credit is good because it’s a easy monthly payment Reviewed on: 23rd June 2025

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products