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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Great company

5
For the people by the people , real friendly and helpful, got a loan to help me out with low rates very grateful and satisfied. Would and have recommended this company . Reviewed on: 20th July 2023

Loans and credit score

5
I’ve been with credit union around 5-6 years first of all they loaned me money to consolidate my debts. Which I successfully managed to do. it appealed to me because I had a really poor credit score and they still loaned it me understanding my circumstances which in turn over the next few years improved my credit score massively I now have the best credit score I’ve ever had and it’s thanks to them for advising me well of how to improve it. I especially want to thank Marie from Mansfield branch has her customer service and advice are second to none! Reviewed on: 20th July 2023

Loans to fit you

5
Loans are reasonably easy to get with good pay back system to fit each person. Reviewed on: 19th July 2023

Best Company in UK

5
I would recommend and have to many people NLCU by far head and shoulders above the rest for all products. Give it a try go on there website see for yourself you won’t be disappointed. Reviewed on: 19th July 2023

Smashing

5
pretty good customer support and willing to go the extra mile i can't thank notts/linc enough for the help have received for the loan and help paying this with the cost of living. Reviewed on: 18th July 2023

So helpful and stress free

5
Stress free loan application. Really helped when needed Reviewed on: 18th July 2023

Fair rates on small loans

5
They provided small loans under the value that banks will lend. Reviewed on: 18th July 2023

great

5
great rate of loans and helpfull service Reviewed on: 18th July 2023

They listen!!

5
They listen and understand your situation and do their best to sort things out by giving advice on what you need. Reviewed on: 17th July 2023

Needed help with a loan

5
Notts and lincs credit union are fab at what they do They make sure you can afford to pay the loan back If you ask for £2000 they might come back at a lower affordable loan The staff are lovely at Mansfield branch nothing is too much trouble for them Reviewed on: 17th July 2023

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