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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Great service

All my dealings with Notts & Lincs have been efficient and promptly. Great service. Reviewed on: 17th July 2023

When your in need!

I’m a former soldier and struggled financially to get my affairs in order when I left. I was injured and get a war disablement pension. I was working hard but adjusting is difficult knowing what bills to pay and how to conduct myself financially with things like council tax and other bills and got myself a little bit behind with priority debs up to £1000. I decided rather than having lots small bills coming out at different times I would consolidate. Notts and lincs credit union gave me the funding I needed to do this and it was a very easy process and I was extremely grateful. The whole process was easy and friendly and there was always someone there if I need some help. Payment were reasonable and when I got enough to pay the last parts off in a lump sum I rang them up to pay the balance which was very easy. I would highly recommend them! Reviewed on: 15th July 2023

Good company

Good company kept informed by the internet Reviewed on: 14th July 2023

I have recommended to 4 other people

I love ncu. It has helped me to clear some debts and there is always someone ready to help. I now even use it for small jobs and holidays... it has also bought my credit score up so iam very greatful Reviewed on: 14th July 2023

Loan and saving

I love that i can put away some money and get access to my fund when i need it within 24 hour without stress. The most easiest way to to apply for a loan with the best rate. They can't be beaten with their rate. Reviewed on: 13th July 2023

Very good

Fast response and very easy to get a lone Reviewed on: 12th July 2023

Quick, easy and accessible

I applied for a credit union loan and was accepted and had received my loan within 48 hours with the least amount of fuss of anywhere I have ever dealt with previously. I am so very grateful that I was able to get a loan when I had been turned down by other mainstream lenders. Now I have also started saving with my credit union and feel More positive about my financial future! Thank you Reviewed on: 12th July 2023

Would highly recommend

Overall experience was fast and easy, would recommend to friends and family’s. Reviewed on: 11th July 2023

Always my first go to provider

The personal touch. The advice and the reasonable rates are what I love about Credit Union Reviewed on: 11th July 2023

Beyond amazing!

In prior years I got myself into trouble with loan sharks and payday loans. They made life so difficult I couldn't afford to put food on the table for my children. NCU help me clear debts and save at the same time. Honestly the best company I know of! I recommend them to anyone I hear in need of a little helping hand. They have helped me through some of my most difficult financial struggles. The staff are amazing and extremely kind and helpful. Soo glad I found this company when I did! Reviewed on: 11th July 2023

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