Write a review

Go to business site

Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

View other Clockwise Credit Union products

4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

Read all reviews Write a review

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Clockwise Credit Union Personal loans reviews (2928)

Amazing experience

I applied twice for loans and both times they have been very helpful and gave all the information I needed. What I appreciated the most was that they were very prompt and reliable. Reviewed on: 11th July 2023

Notts

Great service very fast replies Reviewed on: 11th July 2023

Excellent

Our affordable community loans with dignity no scary loan sharks Reviewed on: 11th July 2023

Ive already recommended to others

Both my sister and best friend applied for a loan through N&L credit union, the process was reasonably easy and straightforward and the funds were available quickly. The app is very simple to use too Reviewed on: 10th July 2023

Excellent union to deal with

Have loans with this union really quick application fast decision, repayments fair and interest not extortionate really a good way to build my credit rating where other companies don't want to help, will always deal with this union for my loan needs Reviewed on: 9th July 2023

Amazing customer service

Had a couple of loans now and my work means I can repay through my wages which is perfect to ensure payment each month. Someone made a mistake the last time I applied which meant I was declined and when I called to query it was sorted immediately and loan agreed. Thank you Reviewed on: 9th July 2023

Quick, simple and understanding

Everyone I’ve spoken to throughout the process was a great conversationalist. Friendly, straight to the point on the process and understood everything needed. Great team. Reviewed on: 8th July 2023

Christmas loan

I borrowed a loan of £500 for Christmas and the process was very easy and straightforward. Reviewed on: 8th July 2023

Absolutely amazing

The staff at Notts and Lincs credit union are simply the best They are very professional but also very approachable You never feel judged or awkward the staff are so very understanding The loan process is ultra fast I would definitely recommend Reviewed on: 8th July 2023

Fantastic company

These are an amazing company always helpful and understanding when you can’t meet the payments brilliant people very friendly too x Reviewed on: 6th July 2023

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Loans
from Future Finance 2.50 from 2 reviews
Loans
from Sheffield Credit Union 4.94 from 2720 reviews
Personal Loan
from Metro Bank 4.85 from 74 reviews

Want to see more from Clockwise Credit Union?

Savings
from Clockwise Credit Union 4.88 from 1507 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub