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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Mollylouise

3
Useless sometimes as I can not transfer money to my bank Reviewed on: 26th June 2026
Molly L's avatar
Molly L

Clockwise Credit Union are Simply the BEST!

5
I was in dire need of a loan to be able to buy Christmas presents for my family and when i got accepted by you, I was over the moon, repayments are manageable and if I have a problem accessing my account or to make a payment, the friendly and kind stuff are always helpful. Clockwise is now my favourite loan place and no one can even match you. Reviewed on: 26th June 2026
Romeo W's avatar
Romeo W

Loans is easy

5
I have had 2 loans and both times its been easy to do and very helpful Reviewed on: 26th June 2026
Lisa W's avatar
Lisa W

Never had issues with personal loans been with them...

5
Never had issues with personal loans been with them for more than 10 years Reviewed on: 26th June 2026
Miss T's avatar
Miss T

Always got fabulous staff who go the extra mile to h...

5
Always got fabulous staff who go the extra mile to help, wether it for a loan or opening an account there’s always someone who has a smile from start to end when they help Reviewed on: 26th June 2026
Donna b's avatar
Donna b

Clockwise are a helpful, fantastic credit union A***

5
Clockwise are a helpful, community focused credit union. They help those who cannot get credit through popular channels due to debt or a bad credit score. Customers on benefits can access their low amount personal loans for emergency expenses, or just for a treat or a family holiday. The registration service is done in person at their office, phoning the DWP there to get proof of benefit income. The customer must have their benefits paid to Clockwise each payment day so their loan amount can be deducted, but this doesn’t affect the payment coming through into their bank account, it will just take a few hours more. Their online service is easy to use as well, as once registered loan application can be done online quickly. I have used Clockwise for many years and would recommend them to anyone. Reviewed on: 26th June 2026
Claire's avatar
Claire

Positive thoughts

5
Communication is great - very quick service. I’ve been with clockwise many years & always had an excellent experience Reviewed on: 26th June 2026
Lucy M's avatar
Lucy M

Having a loan with them is easy and also you can top...

5
Having a loan with them is easy and also you can top up the loan if you need to. Reviewed on: 26th June 2026
rich h's avatar
rich h

amazing never had an issue definitely recommend to f...

5
amazing never had an issue definitely recommend to friends or family Reviewed on: 26th June 2026
klaudia g's avatar
klaudia g

I have once been a recipient of their loan.

5
I have once been a recipient of their loan. Reviewed on: 26th June 2026
Tye's avatar
Tye

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