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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Excellent

5
Allways been there when needed and when need more time to pay if I new I didn't get paid on day to repay and so understanding Reviewed on: 24th June 2023

Fantastic company

5
Fantastic company help you when you need quick responses very friendly and helpful I would recommend to everyone I know Reviewed on: 24th June 2023

Excellent service

5
Brilliant service very helpful and supportive towards getting me a loan which helped a lot Reviewed on: 24th June 2023

Excellent rates

4
Competitive rates , easy to apply and support for the local community. All features of a Notts and Lincs Loan Reviewed on: 24th June 2023

Straight forward loans

5
Loans are easy to calculate and easy to acquire Reviewed on: 24th June 2023

Great service

5
Have always had a pleasant experience with notts and lincs credit union. There staff are all very friendly and helpful. Reviewed on: 24th June 2023

Perfect business brill customer service top standards

5
My overall experience has been amazing Reviewed on: 24th June 2023

borrowed money

5
Five years ago my husband and i were really struggling with our finances, we applied for a five year loan and fortunately we were accepted the people that we dealt with were wonderful and really helpful 5 stars to the credit union many thanks. Reviewed on: 24th June 2023

The service they give is second to none

5
My total experience with this company was outstanding and the help and advice they give is second to none. They way you can pay straight from your wages is brilliant as you don’t miss it and when your loan is paid up you can choose to have the money paid into your savings, which means you can build up and you have a back up pot of money that I often forget about. I would recommend anyone to look into this if they are having difficulties A’s their help and advice has really helped me out in the past. Reviewed on: 24th June 2023

Fast , pain free & manageable

5
Since getting a loan a few years ago, I’ve never had to worry about Christmas! I paid off the loan along side savour money for next Christmas- I would never go with another company from now on. Reviewed on: 24th June 2023

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