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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Always helpful and are fast saying yes or no

5
Always helpful and are fast saying yes or no Reviewed on: 23rd June 2025

I find them to very helpful and well mannered and po...

5
I find them to very helpful and well mannered and polite and try there best to help you in all aspects and think myself do a grand job Reviewed on: 23rd June 2025

Friendly and knowledgeable.

5
Friendly and knowledgeable. The staff are there to help you, not to make money out of you. Reviewed on: 23rd June 2025

Very helpful make u feel very welcome and staff will...

5
Very helpful make u feel very welcome and staff will try and help Regardless the situation get loan the same day Reviewed on: 23rd June 2025

Good loans company

5
Always had no issues in all the years i have been with them. Always had loans. Reviewed on: 23rd June 2025

5star service

5
Helped when needed it with the cost of living crisis Reviewed on: 23rd June 2025

Very helpful and quite easy to use I found logging i...

5
Very helpful and quite easy to use I found logging in online easier than using the app Reviewed on: 23rd June 2025

took a while to sort however great serive and coms

5
took a while to sort as they where very throrough, but helpful staff all they way made it nice and easy and now going down fast Reviewed on: 23rd June 2025

loan and was rejected because of my cr...t

5
Applied for a loan and was rejected because of my credit rating. Don’t see how they expect me to clear it without some help. They only Jude you by your credit score is they don’t look at the bigger picture and that annoys me. So I’m in debt paying it back but no they make us people suffer and we get no help at all Reviewed on: 23rd June 2025

I have always had a great experience with credit uni...

5
I have always had a great experience with credit union all staff are helpful professional and helpful Reviewed on: 23rd June 2025

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