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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been with clockwise since 2018 and the loans ar... I've been with clockwise since 2018 and the loans are easy and affordable, Reviewed on: 8th July 2026
Susanna A's avatar
Susanna A

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4432)

Always there for customers and even if you can’t get...

5
Always there for customers and even if you can’t get the amount you want they still help out Reviewed on: 23rd June 2025

Brilliant .

5
Really helpful and handy especially when needing a loan which comes out of benefits. Definitely puts us people on benefits in a better place. Reviewed on: 23rd June 2025

Good service when needed and help

5
Good service when needed and help Reviewed on: 23rd June 2025

Really great

5
Really helped me out when I needed it, was easy to do and went in the back really quickly. The repayments are definitely affordable too which makes it much easier for mums like myself. Reviewed on: 23rd June 2025

I’m banking with clockwise for 2 years now and there...

5
I’m banking with clockwise for 2 years now and there hasn’t been any issues for me I even been approved for a £750 loan Aswell and I paid it off fully Reviewed on: 23rd June 2025

Clockwise provides clients with information and upda...

5
Clockwise provides clients with information and updates regularly. They are open for assistance when one's circumstances unexpectedly change. Reviewed on: 23rd June 2025

Very flexible!

5
Very flexible! Great customer service and helped me in every way I needed. Reviewed on: 23rd June 2025

Clockwise has helped me out in the the past with loa...

5
Clockwise has helped me out in the the past with loans, very fast and easy to apply Reviewed on: 23rd June 2025

Clockwise user for years

4
I have used Clockwise for many years now and I have always received a good service. They have improved their loan application so much over the years and the interest rates are much better than any other loan companies making it affordable to the average person. Reviewed on: 23rd June 2025

Great customer service.

5
They went above and beyond to help me out. Reviewed on: 23rd June 2025

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