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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

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5
I've been with credit union since I was 18 so very long time, they have always been supporting and very helpful if it wasn't for these I would probably be struggling Reviewed on: 20th June 2023

Simply the best

5
Great loans great rates and exceptional customer care throughout Reviewed on: 20th June 2023

Brilliant service

5
Quick and easy process to apply and prompt acceptance. Really knowledgeable friendly helpful staff. Reviewed on: 20th June 2023

Brilliant

5
Nice and easy brilliant service. Reviewed on: 20th June 2023

Friendly, helpful team

5
I hate asking for help at the best of times, but whenever I need financial help in the form of a loan, going through the easy to use process, when I am contacted or if I have any questions, I always find the team to be really helpful, friendly and resourceful, which really helps to put me at ease. Thank you, great team. Reviewed on: 20th June 2023

Fast and efficient

4
They offer a speedy response to request Reviewed on: 19th June 2023

Best experience

5
With notts and Lincs credit union I have never felt so comfortable even when hitting a tuff spot financially. I had just been put out of work and let them know. They where very understanding and assured me that I wouldn’t have baylifts knocking on my door and once I was back on my feet we met a mid ground of repayments that where affordable to get me out of my missed payments and back on the right track. All while not breaking the bank I will definitely use them again in the future. Reviewed on: 19th June 2023

Excellent Loan Service

5
Fantastic loan service, quick and easy to apply, everything carried out online, great app to track repayments and a savings account opened which some of your loan repayment is paid into each month. Great interest rates which beat everywhere else. Would definitely recommend Reviewed on: 19th June 2023

Excellent service

5
They are always happy to help. Excellent service and really friendly Reviewed on: 19th June 2023

Great Service

5
Easy applications and a great service Reviewed on: 18th June 2023

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