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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Very quick acceptance and funds given same day

Very quick acceptance and funds given same day Reviewed on: 23rd June 2025

Getting a loan was so easy after being declined ever...

Getting a loan was so easy after being declined every where else Reviewed on: 23rd June 2025

Ive been with clockwise a few years now the only thi...

Ive been with clockwise a few years now the only thing I'd say is hugh is the interest of loans but they are very reliable Reviewed on: 23rd June 2025

Professional people

Very good service and very professional Reviewed on: 23rd June 2025

Fast effective communication .

Fast effective communication . Loan was processed within 24 hours. All information was clearly communicated. Reviewed on: 23rd June 2025

Simply the best

Friendly, understanding listening service Reviewed on: 23rd June 2025

Good service throughout, easy to talk to and get gui...

Good service throughout, easy to talk to and get guidance Reviewed on: 23rd June 2025

Great job

I had a loan with partner and then we split up, as it was my name I was left with repayment.. clockwise was really sorptive and put on hold till I got sorted with money, now repayment are now going through Reviewed on: 23rd June 2025

Amazing company

My experience has been great i never expected to get accepted due to bad credit but clockwise were amazing i had some issues with documents so went into branch and the staff were also amazing Reviewed on: 23rd June 2025

I needed the loan help me my children in an affordab...

I needed the loan help me my children in an affordable way and I was able to do that with Clockwise Reviewed on: 23rd June 2025

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