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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Clockwise loads are very reasonable with good intere...

5
Clockwise loads are very reasonable with good interest rates. Reviewed on: 23rd June 2025

I've never had a bad experience always positive outc...

5
I've never had a bad experience always positive outcomes Reviewed on: 23rd June 2025

I took a loan couple times it was dealt swiftly and...

5
I took a loan couple times it was dealt swiftly and was given to me Reviewed on: 23rd June 2025

Brilliant services and workers are all friendly

5
Brilliant services and workers are all friendly Reviewed on: 23rd June 2025

Easy way to get out a loan when in need also quick p...

5
Easy way to get out a loan when in need also quick payout Reviewed on: 23rd June 2025

Been with credit union for years they always help my...

5
Been with credit union for years they always help my family loads Reviewed on: 23rd June 2025

Managed to get a loan from a local company with low...

5
Managed to get a loan from a local company with low interest rates Reviewed on: 23rd June 2025

Great customer service, fast loans and top ups

5
Great customer service, fast loans and top ups Reviewed on: 23rd June 2025

It is absolutely brilliant service so fast efficient...

5
It is absolutely brilliant service so fast efficient and good to use I been using credit union for loans for a while now and am so happy with it all Reviewed on: 23rd June 2025

With clockwise union I was able to afford things for...

5
With clockwise union I was able to afford things for my children at such a affordable payment plan to pay back and with this we are soo much happier thanks to you guys before I knew about this I was stressing a lot with bills I was depressed because I felt like I wasn’t doing a lot for my babies but since finding out and all we have changed soo much so thank u clockwise ! Reviewed on: 23rd June 2025

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