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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Easy, quick and straightforward

5
My experience was fantastic I applied loan for short term I got it very kind and helpful just communicate with them and leave the rest they do it for thank you very much Reviewed on: 31st May 2023

Fantastic service

5
Very easy process; friendly, approachable,knowledgeable staff. Loans are arranged quickly, interestcrates are more than reasonable, and if I have any questions its very easy to contact someone: and my query is always answered quickly. They are always a pleasure to talk to. I can't recommend them highly enough Reviewed on: 31st May 2023

Good value

5
Easy, quick and efficient no hassle Reviewed on: 31st May 2023

Effective and simple

5
No hassle, just real people who understand real situations Reviewed on: 31st May 2023

Commitment to customers

5
Ethical , reasonable and considerate to ‘real’ life situations. ‘Not for profit ‘ I say ‘not for greed’ . Customers best interest and the credit unions best option are always the main priority. One thing that could be improved is the time taken for withdrawals. Reviewed on: 31st May 2023

The best company

5
The most serious company with the best staff Reviewed on: 31st May 2023

Hassle free

5
Best experience in applying for a loan. Very easy and less hassle. Reviewed on: 31st May 2023

One happy customer

5
Gave me a loan when I was in need very fair interest rates very smooth process from start to finish definitely get my vote! Reviewed on: 31st May 2023

Excellent

5
Very easy to navigate and set up what I needed Reviewed on: 31st May 2023

The interest rate is high

5
Need more clarification on the interest rate. Reviewed on: 31st May 2023

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