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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
Read all reviews Write a review

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

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Clockwise Credit Union Personal loans reviews (4558)

Provided a loan when i was struggling, and it helped...

5
Provided a loan when i was struggling, and it helped alot but wish the amout you can borrow is more then £500. Reviewed on: 6th June 2025
Claire T's avatar
Claire T

Very helpful staff.

5
Very helpful staff. Fast decision great value Reviewed on: 6th June 2025
Nora B's avatar
Nora B

Easy to fill the online form and friendly staff on t...

5
Easy to fill the online form and friendly staff on the phone Reviewed on: 6th June 2025
siavash j's avatar
siavash j

It’s been good

5
It’s been good, amazing staff great communication, sometime staff can be rude Reviewed on: 6th June 2025
Keira B's avatar
Keira B

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025
Cory O's avatar
Cory O

Absolutely brilliant always spot always fair highly...

5
Absolutely brilliant always spot always fair highly recommend Reviewed on: 6th June 2025
Laura g's avatar
Laura g

It was an excellent experience, however, I believe...

4
It was an excellent experience, however, I believe there's room for improvement. Thank you. Reviewed on: 6th June 2025
Adeoye E's avatar
Adeoye E

Love clockwise, always helpful and considerate of c...

5
Love clockwise, always helpful and considerate of changes in circumstances Reviewed on: 6th June 2025
Joanne morey's avatar
Joanne morey

Very hard to make sense and I don’t understand

2
Very hard to make sense and I don’t understand Reviewed on: 6th June 2025
Dylan P's avatar
Dylan P

Best decision i made joining clockwise 1st loan appl...

5
Best decision i made joining clockwise 1st loan application took couple weeks to get approved due to my poor credit score and payday loan default but clockwise helped me to get my loan approved and now i can apply on my loan top up date and get instant approval and paid out within less than 3 hrs Reviewed on: 6th June 2025
karl M's avatar
karl M

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