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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,502 reviews, last reviewed 9th Jul 2026
1476% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I got the loan very easy. I got the loan very easy. I was a member for along time but I wasn،t very active. One months ago I needed some money urgently . I could not believe th... Read more Reviewed on: 9th July 2026
Fariba F's avatar
Fariba F

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4509)

Has been great all round no problems easy to get in...

5
Has been great all round no problems easy to get in contact Reviewed on: 2nd June 2025

Clockwise credit union have been very helpful and su...

5
Clockwise credit union have been very helpful and supportive to me and my child through a very difficult time. Reviewed on: 2nd June 2025

Clockwise are great !!

5
I have been with clockwise for a few years now I think they are great. My money is paid in. I am able to access it either online or over the phone and if ever there has been a problem it is sorted more or less straight the way. I have had loans with them that I can top up every 4 months if need be Clockwise are great !! Reviewed on: 2nd June 2025

Easy app to use and it’s so simple to save and also...

5
Easy app to use and it’s so simple to save and also apply Reviewed on: 2nd June 2025

Never had any problems, staff always been polite.

5
Never had any problems, staff always been polite. Easy to do and affordable payments made back. Reviewed on: 1st June 2025

always been a pleasure always helped in a time of ne...

5
always been a pleasure always helped in a time of need and excellent customer service Reviewed on: 1st June 2025

NEVER LOAN FROM CLOCKWISE

1
I initially signed up with clockwise as a young person living alone on a low income looking for a loan. I am still tied into this scam of an organisation that claims to help the people in society who struggle the most but only actually targets them as easy victims being the most vulnerable and in need. 10 years later and I am still paying money back to this company I can not wait to be through with the crooks. Whatever loan you take from them you will pay 4 times the amount back in interest, ultimatly only ever worsening your economical situation for years to come. Its disgusting and should be closed down. Reviewed on: 1st June 2025

When I was struggling clockwise was there to help

5
When I was struggling clockwise was there to offer me a good loan at a good repayment rate, they helped me be able to pay for stuff for my child when no other loan company would help. Reviewed on: 1st June 2025

Great loans good rates easy to talk to

5
Great loans good rates easy to talk to Reviewed on: 1st June 2025

I've had a few loans from clockwise.

5
I've had a few loans from clockwise. Their customer service has always been very good when I have dealt with them over the phone particularly from Carol Reviewed on: 31st May 2025

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