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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4510 reviews)

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4.79

Based on 4,502 reviews, last reviewed 9th Jul 2026

1476% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I got the loan very easy. I got the loan very easy. I was a member for along time but I wasn،t very active. One months ago I needed some money urgently . I could not believe th... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4510)

I've had a few loans from clockwise.

I've had a few loans from clockwise. Their customer service has always been very good when I have dealt with them over the phone particularly from Carol Reviewed on: 31st May 2025

Easy and simple to access a loan at a great value.

Easy and simple to access a loan at a great value. Reviewed on: 31st May 2025

Always been good and very professional

Always been good and very professional Reviewed on: 31st May 2025

My experience with Clockwise Credit has been Amazing

My experience with Clockwise Credit Union has been amazing and mostly smooth when applying for a loan. The service provided when needing that bit of extra help during the application process was exceptional and helped ease any anxieties I had. Would definately recommend. Reviewed on: 31st May 2025

Very good company.

Very good company. They help me, even my credit score no good. Reviewed on: 31st May 2025

Grateful for help, but pressure is unfair

I have terrible credit and was accepted for a loan which pulled me out of a very miserable situation. Unfortunately the top up loan application glitched and the request amount changed with no way to alter it. Credit union then refused to amend this and I was told even if I declined the top up I would still have to wait 4 months to reapply. this is unhelpful if I decide to cancel until my mind was made up. There should be an option to decline, amend or withdraw applications and still be eligible to reapply at a later date Reviewed on: 31st May 2025

Awesome Union

Always helped me out and is an easy affordable way of having small personal loans and also a back up for unexpected emergency’s and not based on credit score: Reviewed on: 31st May 2025

Very happy overall,everything is good

Very happy overall,everything is good Reviewed on: 30th May 2025

Easy to complete a form for a loan step by step inst...

Easy to complete a form for a loan step by step instructions are perfect Reviewed on: 30th May 2025

Lovely, quick and reliable.

Lovely, quick and reliable. Considered the situation, giving it more of a human touch with a very affordable payment plan. Reviewed on: 30th May 2025

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