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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

I have always found this service very fast and effic...

I have always found this service very fast and efficient. Reviewed on: 4th June 2025

Been with them for many years absolutely amazing ser...

Been with them for many years absolutely amazing service Reviewed on: 3rd June 2025

Reliable and efficient.

Reliable and efficient. Always will to assist you in getting the right documentation in order to access the most suitable loan based on your personal circumstances. Reviewed on: 3rd June 2025

I am a full time carer for my severly disabled daugh...

I am a full time carer for my severly disabled daughter and having given up my career as a Clinical Nurse Specialist to survive on a carers benefit money is always sparse. Without clockwise credit union I would never be able to do anything pleasurable with my daughter. Reviewed on: 3rd June 2025

I have been with clockwise for many years and always...

I have been with clockwise for many years and always had a good experience with them Reviewed on: 3rd June 2025

Affordable loans at manageable interest rates.

Affordable loans at manageable interest rates. Reviewed on: 3rd June 2025

Great excellent service quick and easy

Great excellent service quick and easy Reviewed on: 3rd June 2025

I have been using clockwise since 2023 and they prov...

I have been using clockwise since 2023 and they provide top product and customer service. Always reachable, always respond as fast as they can. Always take everything into consideration. Very helpful. Reviewed on: 3rd June 2025

I did leave a review on the last time I did this.

I did leave a review on the last time I did this. Clockwise have helped me through some extremely difficult times they are simply the best Mr khalid mogra Reviewed on: 3rd June 2025

Considering I have been with clockwise for a couple...

Considering I have been with clockwise for a couple of years and never had any problems before now I haven't been able to get a top up on loan or loan without difficulties even though they take my child benefit directly first Reviewed on: 3rd June 2025

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