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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.89 (2926 reviews)

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4.88

Based on 2,926 reviews, last reviewed 19th Jul 2025

71% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2926)

Actually there for their consumers/locals!

Very helpful when in a time of need, also like the function of having a small portion of your repayment going into savings it's a great service! Reviewed on: 30th May 2023

My History as a long term CU customer

I’ve been a member of the credit union for a considerable number of years initially as an Employee within the Nottingham City Council when the Nottingham City credit union was only accessible to NCC Employees, which has now improved accessible to the wider communities.. My experience with NCCU has always been positive following numerous loans over the years which enabled me to improve my personal financial situation & also build savings which enabled me to travel to the USA to attend my Son wedding that’s just one of the opportunities I would never had experience if it was not for the support from Nottingham & Lincs credit union. NCCU has been an excellent financial resource which I will continue to access for the excellent financial support to borrow & save money which has improved my financial status & enabled me to recognise the importance of savings & borrowing money only what you can afford to pay back, which is reassuring with NCLCU application so thankyou NCCU for your continued support. Reviewed on: 30th May 2023

Great support

Credit union helped me when I really needed it. It took a weight off my mind. Reviewed on: 30th May 2023

Fantastic team, great help

I heard about credit unions from an interview with the actor Michael Sheen on the One Show. Having a credit union available to me has meant I have been able to get on top of my finances and pay off a sizeable chunk of debt which was keeping me up at night. The team at NCLU were incredibly helpful and happy to help me and when I needed a top up loan for my wedding, the process was super simple and I was glad I stayed with NCLU for my loan needs. Thank you very much for your help. Reviewed on: 30th May 2023

Amazing helps so much

Amazing Notts credit union always there to help always recommend to friends and family. Reviewed on: 30th May 2023

They gave me loan in 3 days. Thanks to them

They are really good and helping people. Reviewed on: 30th May 2023

Supportive kind and professional

I approached NLCU 2years ago when I needed a small loan but had a poor credit rating. They were so kind and supportive and non judgmental. I was able to maintain my repayments whilst also making a savings pledge each month. It was stress free and easy to communicate with them, the whole process helps to rebuild my credit rating. I will always choose them as my first point of call if I need financial help. Reviewed on: 30th May 2023

Amazing for help

Well I’ve had two credit union loans and have been amazed by the service from them. Whenever I’ve phoned to ask questions they are always so polite and do everything you need there and then. Reviewed on: 30th May 2023

Highly recommend

Very helpful staff. Great communication! Reviewed on: 30th May 2023

Very easy to apply

No complaints even easier with it being taken from child benefit so I don't miss payments Reviewed on: 30th May 2023

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