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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Highly recommend

4
Very helpful staff. Great communication! Reviewed on: 30th May 2023

Very easy to apply

5
No complaints even easier with it being taken from child benefit so I don't miss payments Reviewed on: 30th May 2023

Brilliantly helpful

5
Fantastic service. The staff go above and beyond to help you get the service that you need. Easy to pay back loans and brilliant rates Reviewed on: 30th May 2023

Friendly, quick service!!

5
Highly highly recommend notts credit union, because when me and my partner was struggling we contacted the company and the response so was quick and very understanding! I honestly couldn’t recommend them anymore. Any time I’ve need help or advice that again have been very quick to respond. Very thankful ❤️ Reviewed on: 30th May 2023

Brilliant

5
Amazing customer service and quick processing Reviewed on: 30th May 2023

Great loan and savings experience

5
Great family run branch Always kind and caring towards my situation. Easy process to be accepted. Great that When my loan was paid up, I got my savings back, or if I needed to use my savings unexpectedly, I could Reviewed on: 30th May 2023

Got the money I needed

5
Well great service friendly people got my loan quite quickly Reviewed on: 30th May 2023

Excellent

5
The whole loan process was straight forward and understanding exactly what you pay back quick easy helpful and amazing customer service Reviewed on: 30th May 2023

Highly recommend

5
The process from start to finish was very straight forward and any questions were answered promptly. The appropriate checks were all done in a timely but reassuring way. I would recommend the credit union to anyone looking for a place to borrow money without extortionate interest rates and to save at the same time! The savings accounts are very good and easy to work too! Reviewed on: 30th May 2023

Easy quick and affordable

5
Was quite a quick process, affordable repayment and the process was quite fast Reviewed on: 30th May 2023

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