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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Great loan

I could t get a loan from anywhere else and credit union did a loan for me to help with costs bring a single mum and struggling in this time of financial crisis. So thank you and would definitely recommend my credit union! Reviewed on: 30th May 2023

Giving me a chance

NLCU have been absolutely amazing. Both when I've visited the hard working volunteers in the shop, over the the phone and online. What they do is fantastic. I will forever recommend NLCU to anyone and everyone who needs the help! Reviewed on: 30th May 2023

Loan

They were very considerate and never made me feel self conscious about my finances. The process was easy and quick to get approval. It made a difficult time less stressful and the staff were lovely too Reviewed on: 30th May 2023

great!

they help you when you need it, effordable to pay back even when you’ve had a fall back on a payment they are very understandable in your situation I recommend union credit to anybody I know very nice people, thankyou for accepting me with a loan and giving people a chance with low credit rating Reviewed on: 30th May 2023

Very good

Very good loan company highly recommend Reviewed on: 30th May 2023

Friendly and Reliable Service

The service has been excellent, they have always been friendly and reliable. Resolving any issues quickly and efficiently. Reviewed on: 30th May 2023

amazing helpful reliable

Help me in time of need and staff are brilliant Reviewed on: 30th May 2023

Fantastic Service

They couldnt be any more helpful and made a slightly embarrassing situation feel very normal, i just can't thank them enough. Reviewed on: 30th May 2023

Always helpful

This credit union has been a massive help for me and my family in times of financial distress and I cannot recommend them enough! They have bent the rules for saving pots to be withdrawn from when I fled domestic abuse and short on funds. Amazing staff have always been polite and sorted my queries quickly. Reviewed on: 30th May 2023

Best in the world

I want to say that everyone at credit union are the best.. when I first came to them I was in a big situation. They help me through so much and provided me with so much information. I only use them. I don't go any we're eles.. if I could give 10 stars I would. Thank you so much :) Reviewed on: 30th May 2023

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