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Clockwise Credit Union: Personal loans reviews

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4.88
Based on 2,926 reviews, last reviewed 19th Jul 2025
825% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025
Andrew G's avatar
Andrew G

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2926)

Excellent service

5
I started with notts and lincs credit union when I had to move into my new house to get away from my alcoholic violent baby father, my credit score was non existent due to my ex running up debts in my name and not paying them. I couldn't get credit from anyone to decorate my house or buy items for my new house. Notts and limcs credit union had just started up as notts credit union and I was given a leaflet from my housing officer about them. I applied for a loan and thought they would be like every other credit agency and decline due to my poor credit but I explained my circumstances and they gave me a chance and approved my loan. From there I was able to sort my credit score, start saving money and have savings and have loans that didn't have high repayments or a massive interest and APR to pay back. Amazing company who I always recommend to others. Even recently I had to leave my police officer role due to my autistic son not coping with the hours and my last pay from them was only £61 for the month which left me not able to pay credit union or any other bills that month. I called them and explained and they were very helpful and understanding. The pledged savings that I had acquired from the loan I had with them was used temporarily to cover that months repayment so it would not negatively impact my credit file and I was able to catch up with everything. I can't thank this company enough for their kind, caring, and exceptionally understanding way of doing business. Reviewed on: 30th May 2023
K.W's avatar
K.W

Best credit union in town.

5
I've been with Notts and Lins credit union for years now. Staff has always shown understanding and compassionate to my needs. Even though sometimes my requests are not met, but they give advise on ways to improve for chances for a successful loan. Reviewed on: 30th May 2023
Isaac Conteh 's avatar
Isaac Conteh

A perfect experience with amazing staff

5
Amazing friendly hard working team Explained the process and efficiency was on point. Didn't take long from start to finish. Also feel able to call for any further help or advice Reviewed on: 30th May 2023
Haley Lucas's avatar
Haley Lucas

Excellent customer service & low cost rates

5
Fantastic customer service with speedy responses & keeping rates low to help with life’s emergencies Reviewed on: 30th May 2023
Kerry Allen's avatar
Kerry Allen

Miss Gemma Stanbridge 1529

5
Nottingham cradit union have the best customer service a very polite team and very helpful when you ring or go in the shop I have been a member of Nottingham cradit union for years and am glad to be apart of it Reviewed on: 30th May 2023
Gemma Stanbridge's avatar
Gemma Stanbridge

Loan application

5
Good service will highly recommend its the best. Reviewed on: 30th May 2023
Lorain2017@yahoo.com 's avatar
[email protected]

Easy application and low interest rates

5
I have used CU since 2016 and would recommend to anybody looking for a loan or a savings account. I also like that each monthly payment I make, saves a small amount into my savings account. Reviewed on: 30th May 2023
Sarah Passarelli's avatar
Sarah Passarelli

Easy to use

5
It’s so easy to use and to understand plus the staff are so helpful if you are in any trouble Reviewed on: 30th May 2023
Sabrina.mae's avatar
Sabrina.mae

Fantastic!

5
They have always helped me when I've needed it and make me feel at ease during the whole process. You never feel judged and they are always willing to chat through your options before agreeing to anything. Would definitely recommend to my family and friends Reviewed on: 30th May 2023
Jade136's avatar
Jade136

Fantastic!

5
Can’t say enough about the guys at Notts credit union.ALWAYS helpful,patient and understanding of individual circumstances.it’s nice to feel you have that safety net when money is tight. Reviewed on: 30th May 2023
Donna's avatar
Donna

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