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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

ld communication people's twice as we play

Could communication people's twice as we play Reviewed on: 24th May 2025

Loan application is simple and the decision is made...

Loan application is simple and the decision is made quickly with affordable repayment plans, i would and have recommended clockwise to my friends and family. Reviewed on: 24th May 2025

Brilliant fast and easy loans

Clockwise credit union is a brilliant service and really easy to use. You just type your details into the online portal and why you want your loan and how much you can afford to repay a month and clockwise do the check there and then no need to make trips into the branch. It truly has been a life saver. Reviewed on: 24th May 2025

Helped me when I needed

Helped me when I needed even if the interest rate is quite high Reviewed on: 24th May 2025

A trusted organisation friendly customer service sta...

A trusted organisation friendly customer service staff I have found the process of applying and receiving a loan not difficult clockwise kept me up to date on the loan process and the repayment's were affordable. Reviewed on: 24th May 2025

Been amazing helped me massively when I needed it an...

Been amazing helped me massively when I needed it and couldn't get help anywhere else also it's quick and easy and the customer service staff are brillant Reviewed on: 24th May 2025

Very convenient very good

Very convenient I liked the easy service Reviewed on: 24th May 2025

Clockwise are very fair when it comes to their loans.

Clockwise are very fair when it comes to their loans. I've had a couple and find that they're very fair and understanding when it comes to allowing how much you can pay back per month and I never feel as if ill be struggling to pay it back. Reviewed on: 24th May 2025

Clockwise site

Easy to navigate site,great response to enquiries, and fast withdrawals. Reviewed on: 24th May 2025

Excellent service

Easy to apply, loans offered for those on benefits, great service, no problems. Highly recommend Reviewed on: 24th May 2025

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