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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

5 stars all around

5
.. Never had any problems great communication. Reviewed on: 25th May 2025

I love using clockwise credit union, it’s easy and f...

4
I love using clockwise credit union, it’s easy and fast day loans, and being able to reapply 4months later is just better, they could be a bit more lenient with loans as they get my benefits ans still do credit checks when my money goes straight to them Reviewed on: 25th May 2025

So pleasant and easy to talk talk couldn’t recommend...

5
So pleasant and easy to talk talk couldn’t recommend them enough Reviewed on: 25th May 2025

Shining stars

5
Really good would never go anywhere else again Reviewed on: 25th May 2025

Clockwise always there anytime

5
You can always find what you need help is always there and you can do your online banking 24/7 which is always helpful and if you need to speak to someone you can always do that aswell Reviewed on: 25th May 2025

Heard of them from my daughter I'm very happy with c...

5
Heard of them from my daughter I'm very happy with clockwise the application is quite easy they never give you more if you can't afford it I've been with them for a few years I havnt got any complaints Reviewed on: 25th May 2025

Very fast to answer any questions I may have and dep...

5
Very fast to answer any questions I may have and deposit money as soon as possible Reviewed on: 25th May 2025

Clcokwise are very good and reasonable company.

5
Clcokwise are very good and reasonable company. They do the relevant checks and make sure you can afford the loan with paying it back. I would never go anywhere else other then clockwise. Reviewed on: 24th May 2025

Clockwise credit union have always helped me with a...

5
Clockwise credit union have always helped me with a suitable loan when in need with no fuss & very straight forward Reviewed on: 24th May 2025

Quick and easy loan process, with some very helpful...

5
Quick and easy loan process, with some very helpful people Reviewed on: 24th May 2025

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