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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Great value loans

3
I've had clockwise for a few years now and it's great but sometimes they say no even though I have never missed a payment Reviewed on: 26th May 2025
Gemma s's avatar
Gemma s

Always available when needed

5
Always available when needed - you never know when life deals you a blow. I was in financial difficulty and after a call with a friendly and helpful member of staff, I was able to sort my life. Reviewed on: 26th May 2025
EM's avatar
EM

Was decline in the past but this company gave me a c...

5
Was decline in the past but this company gave me a chance I thank them and keep up with a good job Reviewed on: 26th May 2025
stuart maclennan's avatar
stuart maclennan

My experience was positive, the service was easy, fa...

5
My experience was positive, the service was easy, fast and reliable Reviewed on: 26th May 2025
Kashanta's avatar
Kashanta

Was never disappointed when in need of money and qui...

5
Was never disappointed when in need of money and quick application Reviewed on: 26th May 2025
Amidatou 's avatar
Amidatou

Excellent service

5
good service, fast, easy to access. Reviewed on: 26th May 2025
Letitia A's avatar
Letitia A

I heard about clockwise when I was living in support...

5
I heard about clockwise when I was living in supported accommodation and helped me alot very easy to setup, friendly and affordable loans and also top ups. Reviewed on: 26th May 2025
Michael S's avatar
Michael S

Great always been helpful and looked after me

5
Great always been helpful and looked after me Reviewed on: 26th May 2025
Katie b's avatar
Katie b

Very helpful, and polite, good customer service

5
Very helpful, and polite, good customer service Reviewed on: 26th May 2025
Abbie Collett's avatar
Abbie Collett

Great service always helpful.

5
Great service always helpful. ... Reviewed on: 26th May 2025
Jason 's avatar
Jason

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