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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,517 reviews, last reviewed 9th Jul 2026
1471% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Quick loan top up . When asking for a loan top up it was done very quick with no messing about Reviewed on: 9th July 2026
BEE's avatar
BEE

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4518)

Really smooth process

5
Really smooth process, non judgemental environment and very affordable payment plans Reviewed on: 23rd May 2025

Was ok at Strat now can't answer questions you ask...

3
Was ok at Strat now can't answer questions you ask Reviewed on: 23rd May 2025

Iv never had an issue while using clockwise for loan...

5
Iv never had an issue while using clockwise for loans and savings. The staff are always very willing and helpful, I always feel safe going to Clockwise for help with moneys and Iv felt safe over the years keeping money in savings with them. I like that they encourage you to save. Iv used clockwise for over 15 years. Im grateful for the services as they have helped me when times are really tough. Thank you Clockwise and your lovely staff for offering a judgement free service and helping us to feel at ease in times of need. Reviewed on: 23rd May 2025

Good, very helpful and supporting

5
Good, very helpful and supporting Reviewed on: 23rd May 2025

Brilliant overall service, friendly staff

5
Brilliant overall service, friendly staff Reviewed on: 23rd May 2025

I have been clockwise many years and have had many l...

5
I have been clockwise many years and have had many loans of them and have always been happy with the outcome Reviewed on: 23rd May 2025

Very good friendly and reliable customer service

3
Very good friendly and reliable customer service Reviewed on: 23rd May 2025

Fantastic experience with family loan really helped...

5
Fantastic experience with family loan really helped in a time off need Reviewed on: 23rd May 2025

Love clockwise , affordable loans

5
Love clockwise , affordable loans Reviewed on: 23rd May 2025

Excellent bank

5
Excellent bank for people with difficult circumstances Reviewed on: 23rd May 2025

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