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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Very helpful staff who are always happy to help.

5
Very helpful staff who are always happy to help. Easy to talk to and down to earth. Reviewed on: 27th May 2025
Mrs T's avatar
Mrs T

Clock wise is handy to have as I always need big thi...

5
Clock wise is handy to have as I always need big things I can't afford so I get a loan for those things or clothing for my children Reviewed on: 27th May 2025
Kelly j's avatar
Kelly j

They were very informative, helped with all the ques...

5
They were very informative, helped with all the questions I had. Very quick answers and replies. Pointed me into the right direction for every bit of help I needed. Reviewed on: 27th May 2025
Nicole K's avatar
Nicole K

Good service and fast decision

4
Good service and quick assessments. Reviewed on: 27th May 2025
Gemma G's avatar
Gemma G

Great service

5
Good service and great communication from staff Reviewed on: 27th May 2025
Kien b's avatar
Kien b

Excellent service

5
Was easy to follow and apply and always had someone to talk me through anything i wasnt sure of Reviewed on: 27th May 2025
Lisa H's avatar
Lisa H

Fast application and responses to emails

5
Fast application and responses to emails Reviewed on: 27th May 2025
Amyyy's avatar
Amyyy

I have found clockwise very good when I need to borr...

5
I have found clockwise very good when I need to borrow money to buy stuff for my house they have always gave me the the good amount and I have always been with clockwise I would definitely recommend to family and friends Reviewed on: 27th May 2025
Michelle B's avatar
Michelle B

Very good fast service.

5
Very good fast service. I was able to apply for loans and top up very easily and manageable Reviewed on: 27th May 2025
Sam s's avatar
Sam s

Had issues applying

5
Had issues applying due to having a very old closed account. They re-opened the account & helped with the whole process. Reviewed on: 26th May 2025
Elizabeth's avatar
Elizabeth

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