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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Helpful staff are a delight to speak to

I am always losing my phone and every I call to reset my details I have been met with a very helpful member of your team this time it was Carol who was very helpful and polite, I wish all bank staff were as helpful as carol but then again your team are, it has made banking a dream/walk in the park, please pass my regards on to Carol and the team and keep up the good work. Kind regards Mark Reviewed on: 27th May 2025

Clockwise credit union is fast reliable and fair .

Clockwise credit union is fast reliable and fair ...don't go on just your background either which is amazing ...option to save too which is really good would highly recommend Reviewed on: 27th May 2025

Excellent service

I have been with clockwise for a long time and never had any issues with using clockwise or communicating with the team. They have always been extremely helpful when I have contacted them, I also find the online service excellent you can access all your accounts and information online which is easy to use and very quick when transferring funds. I will continue to use clockwise and continue saving money through them, i would highly recommend. Reviewed on: 27th May 2025

Always get a quick answer.

Always get a quick answer. Affordable repayments and options to top up loan if need to. Reviewed on: 27th May 2025

I have always found clockwise to be fair and afforda...

I have always found clockwise to be fair and affordable, would recommend to anyone who needs a affordable loan Reviewed on: 27th May 2025

I’ve been with Clockwise Credit Union for many years...

I’ve been with Clockwise Credit Union for many years, they’re loans are affordable, interest rates are reasonable and the staff are always friendly, would definitely recommend. Reviewed on: 27th May 2025

I've been using clockwise for years and it really he...

I've been using clockwise for years and it really helps when I have unexpected expenses or in need of appliances! Easy to set up and affordable loans. Reviewed on: 27th May 2025

Clockwise have made a difficult situation bareabe

Clockwise have made a difficult situation alot more bareable. They offer loans to all people from all walks of life and all backgrounds. I would highly reccomend to all friends and family. Reviewed on: 27th May 2025

Reliable bank

I have been with clockwise for over 12 years and they have always been there when i have been struggling i have recently had to move my wedding forward dramatically from 2028 to this august due to my partners being on end of life and the money i have borrowed will pay for that special day thankyou Reviewed on: 27th May 2025

Friendly people, good service, always helpful.

Friendly people, good service, always helpful. Reviewed on: 27th May 2025

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