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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,926 reviews, last reviewed 19th Jul 2025
813% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025
Andrew G's avatar
Andrew G

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2926)

Amazing

5
Great experience very helpfull staff Reviewed on: 30th May 2023

Simply fantastic

5
Very helpful, kind and understanding. I was a single parent struggling to buy the essential items for a home after escaping an abusive ex and I was lent enough to buy those items & the interest was very low, easy to phone if any issues with my payments. They also put some money to the side to save out of my loan repayment so when I’d payed the loan back I had a nice bit of cash saved too. It’s a breath of fresh air to have a loan company lending to help and not to get stinking rich from interest. Reviewed on: 30th May 2023

Very quick and efficient process

5
They processed my application and dealt with all my queries well. They offer good loan deals Reviewed on: 30th May 2023

Friendly and helpful service

5
The team have always been extremely helpful and supportive, they do not keep you holding when calling and ensure the right support and guidance is offered on products Reviewed on: 30th May 2023

Helpful and amazing

5
Staff go out there way to help u and get ur loan to u ASAP so greatful to have this credit union on our side xxxxxx Reviewed on: 30th May 2023

Best credit union

5
Very low interest rates, fast application processing l. Always comes through when you need them Reviewed on: 30th May 2023

Happy to be the part

5
Though I haven't got any loan.But having a credit union to support us is really great. Reviewed on: 30th May 2023

Always rely upon

5
I’ve used credit Union now for possibly over 15yrs. Loan application is so easy to complete. Response quite fast and once approved money in the bank usually same day. Affordable rates and I’ve never missed a payment due to having the same loan every yr renewed so not missed the money. I also save a little on top of my payments. Once my loan level reaches my savings amount, I just pay it off with the saved money. Reviewed on: 30th May 2023

Good Fast and Frendley service.

5
When I call them l always get a great response and everything is sorted out there and then. The staff can't do enough for me. I am glad I joined Notts and Lincs Credit Union. Reviewed on: 30th May 2023

Straight forward and fair

5
Quick decision regarding a loan. Minimum formalities, clear conditions, reasonable APR Reviewed on: 30th May 2023

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