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Clockwise Credit Union: Personal loans reviews

View other Clockwise Credit Union products
4.79
Based on 4,517 reviews, last reviewed 9th Jul 2026
1471% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Quick loan top up . When asking for a loan top up it was done very quick with no messing about Reviewed on: 9th July 2026
BEE's avatar
BEE

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G
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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4517)

A trusted organisation friendly customer service sta...

5
A trusted organisation friendly customer service staff I have found the process of applying and receiving a loan not difficult clockwise kept me up to date on the loan process and the repayment's were affordable. Reviewed on: 24th May 2025
Andre 's avatar
Andre

Been amazing helped me massively when I needed it an...

5
Been amazing helped me massively when I needed it and couldn't get help anywhere else also it's quick and easy and the customer service staff are brillant Reviewed on: 24th May 2025
Courtney g's avatar
Courtney g

Very convenient very good

4
Very convenient I liked the easy service Reviewed on: 24th May 2025
Xina12's avatar
Xina12

Clockwise are very fair when it comes to their loans.

5
Clockwise are very fair when it comes to their loans. I've had a couple and find that they're very fair and understanding when it comes to allowing how much you can pay back per month and I never feel as if ill be struggling to pay it back. Reviewed on: 24th May 2025
Ryan O's avatar
Ryan O

Clockwise site

5
Easy to navigate site,great response to enquiries, and fast withdrawals. Reviewed on: 24th May 2025
Kevin 's avatar
Kevin

Excellent service

5
Easy to apply, loans offered for those on benefits, great service, no problems. Highly recommend Reviewed on: 24th May 2025
Rebecca J's avatar
Rebecca J

Always very helpful and understanding staff.

5
Always very helpful and understanding staff. Reviewed on: 24th May 2025
Geoff's avatar
Geoff

Overall they are a great way to help if you’re in need.

3
Overall they are a great way to help if you’re in need. But their interest is too high. They are professional and polite and are always willing to help the community. Great way to save but not affordable in lending. Reviewed on: 24th May 2025
Bhavisha Yadav's avatar
Bhavisha Yadav

Excellent!!

5
Very pleased that Clockwise takes many different financial circumstances into consideration when providing loans. Very helpful Reviewed on: 24th May 2025
Liah 's avatar
Liah

Really smooth process

5
Really smooth process, non judgemental environment and very affordable payment plans Reviewed on: 23rd May 2025
Abigail Louise Faith's avatar
Abigail Louise Faith

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