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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.89 (2926 reviews)

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4.88

Based on 2,926 reviews, last reviewed 19th Jul 2025

825% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2926)

Highly recommended

Been extremely helpful, would definitely recommend Reviewed on: 30th May 2023

Very good company

Very good company and excellent service Reviewed on: 30th May 2023

Helpful

Loans according to affordability Reviewed on: 30th May 2023

Understanding

I have a poor credit score. But Notts and Lincs credit union gave me a loan after putting their trust in me to pay the loan back. I have made every payment on time and in full to as it should be. Thank you credit union, you were there for me when I needed you. Reviewed on: 30th May 2023

Loans

Great company very pleasant staff and very helpful nothing to much trouble..what they said they would do they did..very impressive company and definitely be using them again Reviewed on: 30th May 2023

The fairest of them all!

Had an amazing experience organising a small loan for an emergency expense, applying was easy and staff communicated what they needed from me very simply. Interest rates are the best I have ever seen! Reviewed on: 30th May 2023

Amazing

Always there to help me when I need it. Reviewed on: 30th May 2023

Room for improvement

I joined NCU when I was in need of a quick debt consolidation loan. My credit rating was poor but NCU said that wouldn’t matter. I joined, got my loan, paid off debt etc. I stayed with them for ages and then went for another loan with a similar credit rating and they say because my rating is low they wouldn’t loan! They’ve seen I’ve made regular payments and never missed one etc so why the change of heart?? Helpful the first time.. not the second :-( poor for a long standing customer Reviewed on: 30th May 2023

Efficient, beneficial credit Union

Lovely, friendly staff always happy to help. Simple process for application and set up, helpful continuous contact with a great option to save some money as you pay back your loan. Reviewed on: 30th May 2023

Top company notts & Lincs credit union

Moved into my new home and was helped by these guys to furnish it I would recommend them to anyone who needs a quick fix for a loan cheapest rates out there thanks again you guys Reviewed on: 30th May 2023

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