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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Fantastic experience with family loan really helped...

5
Fantastic experience with family loan really helped in a time off need Reviewed on: 23rd May 2025

Love clockwise , affordable loans

5
Love clockwise , affordable loans Reviewed on: 23rd May 2025

Excellent bank

5
Excellent bank for people with difficult circumstances Reviewed on: 23rd May 2025

Been using clockwise for many years, they’ve helped...

5
Been using clockwise for many years, they’ve helped me with loans many times and have always been helpful. Reviewed on: 23rd May 2025

Quick and easy to apply for a loan and quick at answ...

5
Quick and easy to apply for a loan and quick at answering any questions overall amazing Reviewed on: 23rd May 2025

Was great and easy forward for the first loan once I...

4
Was great and easy forward for the first loan once I applied for the 2nd they started asking for things I couldn't provide which i don't get as they didn't ask the first time Reviewed on: 23rd May 2025

Great friendly service received quickly

5
Great friendly service received quickly Reviewed on: 23rd May 2025

Fast and easy loan.

5
Fast and easy loan. Chstomer service was easy to contact and very helpful when needed. Such a simple process Reviewed on: 23rd May 2025

Amazing experience.

5
Amazing experience. Friendly staff and very helpful Reviewed on: 23rd May 2025

Easy application process and understanding staff.

5
Easy application process and understanding staff. I really cannot fault Clockwise Credit Union. Reviewed on: 23rd May 2025

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