Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,926 reviews, last reviewed 19th Jul 2025
825% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025
Andrew G's avatar
Andrew G

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (2926)

Great fast service

5
Always happy. Great service. Easy to complete all important documents. Good contact. Reviewed on: 30th May 2023

Great sevice

5
So easy to apply and they are so helpful if needed to discuss anything and via the app makes life much easier for me and my family Reviewed on: 30th May 2023

Easy and affordable

5
On more than one occasion we have used notts and lincs credit union for loans Easy to apply and very affordable Brilliant customer service Reviewed on: 30th May 2023

The best

5
Staff is always welcoming and friendly and my loans have been accepted really fast, so I can rely on them when I need it Reviewed on: 30th May 2023

Great company

5
Really good and friendly staff who keep you up to date and the quick loan payout is great they treat you with respect no matter your background would recommend to everyone great company Reviewed on: 30th May 2023

Best credit union

5
Super helpful, good customer service, low APR on loans. Highly recommend Reviewed on: 30th May 2023

Consistently there for me.

5
I cannot remember exactly when I had my first loan but it was initially done at their Mansfield office. Staff are incredibly friendly and empathetic. Feels very much like a personal service to me and in modern times this is refreshing. I borrow and save at the same time and this suits me. First class services the time. Reviewed on: 30th May 2023

Loans for the people

5
They never turn you down, other loan places are rude Reviewed on: 30th May 2023

Simple process & funds available quick

5
The load process was so simple to do. The staff we incredibly understanding and helpful at every point, and with every stupid question I had. I'd highly recommend anyone needing a loan (or a savings account) to come talk to Notts & Lincs Credit Union. I know I'd always consider them my 1st point of call in the future. Thank you. Xx Reviewed on: 30th May 2023

Fair and reasonable

5
Lincs and Notts are a fair and sensible credit union. They rejected my initial loan application but after improving my credit file a little I was given a loan which has helped me move out. The rates are reasonable, the customer service and the app are top class and the pledged savings are a brilliant, affordable idea. Reviewed on: 30th May 2023

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products