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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Simple process & funds available quick

The load process was so simple to do. The staff we incredibly understanding and helpful at every point, and with every stupid question I had. I'd highly recommend anyone needing a loan (or a savings account) to come talk to Notts & Lincs Credit Union. I know I'd always consider them my 1st point of call in the future. Thank you. Xx Reviewed on: 30th May 2023

Fair and reasonable

Lincs and Notts are a fair and sensible credit union. They rejected my initial loan application but after improving my credit file a little I was given a loan which has helped me move out. The rates are reasonable, the customer service and the app are top class and the pledged savings are a brilliant, affordable idea. Reviewed on: 30th May 2023

Fantastic service

Having a less than an average credit score meant getting a loan difficult but credit union made it easy and we’re so understanding. It helps my work place is in the scheme so the repayment goes out of my wages each month and I don’t have to worry Reviewed on: 30th May 2023

Excellent Credit Union

Very considerate people and they work with people at heart.. I visited Nottingham branch and the service was fast and fabulous. I came out smiling Reviewed on: 30th May 2023

Friendly quick helpful

Amazing took me on despite not perfect credit . Took my earnings into consideration and the payments monthly are reasonable Reviewed on: 30th May 2023

Very highly recommended excellent service

Iv been with credit union a number of year's now never ad a problem well respected and down to earth. The customer services are second to none. Reviewed on: 30th May 2023

Great service.

Great service always helpful, thanks for everything you've done to help people in need. Reviewed on: 30th May 2023

Amazing

They helped me out when I needed it the most, very fast and efficient always kepted in touch or was there when I needed them on the phone Reviewed on: 30th May 2023

Loan

To apply fir a loan was very easy to do and the staff are helpful and friendly Reviewed on: 30th May 2023

Massive help

I really needed help during the cost of living crisis credit union helped me no end Reviewed on: 30th May 2023

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