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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

I was able to get a loan from clockwise and pay back...

I was able to get a loan from clockwise and pay back manageable amounts when my options were limited. It’s helped get my foot on the ladder to better financial health. I think credit unions like clockwise are so important, a lifeline for many people like myself a single parent with a low income. Reviewed on: 23rd May 2025

Amazing helped me quickly and answered any worries I...

Amazing helped me quickly and answered any worries I had with ease Reviewed on: 23rd May 2025

Always happy to help and affordable loans for everyone

Always happy to help and affordable loans for everyone Reviewed on: 23rd May 2025

Needed to complete some home improvements.

Needed to complete some home improvements. Clockwise were easy to apply for and very helpful. Reviewed on: 23rd May 2025

Very supportive great experience always polite on ph...

Very supportive great experience always polite on phone and always willing to help Reviewed on: 22nd May 2025

My very first loan

My very first loan was made seamless and straightforward, Clear and concise explanations on what to do and how to upload the documents needed. Reviewed on: 22nd May 2025

Fantastic customer service.

Fantastic customer service. Not a bad word to say about clockwise. They are always ready to help and I would recommend clockwise to anyone and everyone. They offer a lot and help out more than they should. Thank you clockwise Reviewed on: 22nd May 2025

Credit union shouldn’t be watching people’s credit s...

Credit union shouldn’t be watching people’s credit scores especially if they’re loyal customers, that have never missed a payment and they get their child benefit straight to the account Reviewed on: 22nd May 2025

The best for low income

Such a fast and easy process. I had no trouble uploading my documents and accessing what you need is so simple Reviewed on: 22nd May 2025

Great service from clockwise excellent staff

I have been using clockwise for a while and find there services very help as are there staff members. I have recommended clockwise to many family and friends who now also use this very helpful service. Really appreciate clockwise for all the services they provide. Reviewed on: 22nd May 2025

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