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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.89 (3444 reviews)

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4.89

Based on 3,444 reviews, last reviewed 4th May 2026

48200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Been good very helpful customer service Been good very helpful customer service Reviewed on: 4th May 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (3444)

Funeral

Best experience I’ve had with saving and lending money from …when my brother in law died they loaned me Money and was very helpful the following year with my remission amd a loan for a Holiday Reviewed on: 12th June 2023

Good

I apply a loan and waiting to aprobe now Reviewed on: 12th June 2023

Loans for the people

They help when no one else will. I have used these guys to set my life straight Reviewed on: 12th June 2023

Understanding staff always help if they can

Last Christmas i was really struggling, i applied for a Christmas loan but was to late, i rang to explain my situation and the lady i spoke to was able to help me out and saved Christmas!! Thank you! Reviewed on: 12th June 2023

faboulous

brilliant service to help people who need that little bit of help Reviewed on: 12th June 2023

Good loan rate

Easy and quick application process All loan terms, including interest rates, repayment schedules, and any associated fees, were clearly communicated upfront. Reviewed on: 12th June 2023

Excellent service

I have had multiple loans over the years and the service from applying to a decision is very quick. I was called to go through the terms and ensure I am happy. I love the aspect of saving as the same time as paying off my loan. Made it all worth while Reviewed on: 11th June 2023

Absolutely brilliant

Linc's and Botts credit union have been absolutely brilliant they have been amazing helpful and always listen and respond to Ur answers if any problems pay on time etc Reviewed on: 11th June 2023

Fab service

Staff are polite and very helpful Reviewed on: 11th June 2023

Fast! Flawless! Friendly! Facilitate! Fantastic!

I honestly wouldn’t of been able to give my children a Christmas if it wasn’t for Notts & lincs credit Union, They wasn’t judgmental and made me feel so at ease. I actually couldn’t believe how Fast it was from start to finish! I was in a bad car crash with my children last year my children were very lucky to get out with minor cuts and bruising but I unfortunately didn’t get so lucky.. I have life changing injuries which have left me disabled I went from working & helping patients At hospital to being the patient myself. With no income being off sick I was dreading Christmas!! They already had had such a rubbish year & because of Notts & Lincs credit union they managed to have the most magical Christmas ever!! The customer service I have had has been so amazing and I have recommended them to everyone and will continue to do so! .Sorry for the long story!! Reviewed on: 9th June 2023

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