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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

No hassle and straight forward.

5
No hassle and straight forward. Easy to apply and quick transactions into my bank account Reviewed on: 5th May 2025

It was extremely easy to apply for a loan.

5
It was extremely easy to apply for a loan. Customer service was great and really helpful when there was an issue. Reviewed on: 5th May 2025

Great Credit Union

5
I have experienced excellent patient and friendly help over the phone which helped me feel relieved and able to navigate around the website. My loan application was dealt with very easily and quickly. I highly recommend Clockwise. Reviewed on: 5th May 2025

I am more then happy when i apply for a Loan, and so...

5
I am more then happy when i apply for a Loan, and some times im realy sad when we get turn down for a Loan because, we do all the planing thinking we have got the Loan we wont and then we have to go back and plan again thinking were are we going to by say Like Christmas, But hey oh we got by some how, but dont how, I may come back for one last Loan and that will be it before i put mt feet up. So on that Note i would Like to say keep up the very good work you all do . Reviewed on: 5th May 2025

Very helpful in every aspect.

5
Very helpful in every aspect. Affordable loans Reviewed on: 5th May 2025

The is very good always always speaking good I give...

5
The is very good always always speaking good I give then 10 Reviewed on: 5th May 2025

It was good, customer service was great and the proc...

4
It was good, customer service was great and the process was alright. Reviewed on: 5th May 2025

Loans for us

5
Clockwise have helped me get on track Reviewed on: 5th May 2025

Always get a loan with these guys!

5
Always get a loan with these guys! Great fast service Reviewed on: 5th May 2025

Very helpful Very friendly .

1
Very helpful Very friendly .helpful lot staying phone till it sorted extremely helpful i would recommended them to anyone my friend all have joined credit union well manners very understand Reviewed on: 5th May 2025

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