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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.80 (4526 reviews)

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4.80

Based on 4,523 reviews, last reviewed 11th Jul 2026

1459% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Clockwise has helped me out massively specially when... Clockwise has helped me out massively specially when I’m struggling for money and credit union you can get small loans to help you Reviewed on: 11th July 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4526)

Excellent company

Extremely easy to use helpful staff and very understanding when you need to talk to them about help and loans Reviewed on: 4th May 2025

Easy process to apply for loan and quick payout once...

Easy process to apply for loan and quick payout once it's confirmed. Making sure you don't top up your loan within 4 months is a good idea too. The set up is really straight forward on their app, easy to see what's going on with your money and account payments . Reviewed on: 3rd May 2025

Christy thinks CLOCKWISE IS AMAZING!!!!!

I’ve always had no problems with clockwise it is amazing and financially good for everyone. The staff on the phone are always so helpful, kind, excellent at their job and try and help you in the best way they can. The phone line is never a long wait. The online service is easy access and very straightforward. If you have any questions online they are very quick to answer back. All I can say about clockwise is positive. I’d like to say thank you to clockwise for being an amazing service. Amazing. Reviewed on: 3rd May 2025

Clockwise Bank was my support since I started with t...

Clockwise Bank was my support since I started with them till now Reviewed on: 2nd May 2025

They have always been helpful when I have rang them...

They have always been helpful when I have rang them Reviewed on: 2nd May 2025

I have had only had a great experience using Clockwise.

I have had only had a great experience using Clockwise. Whenever I have needed information or just a general question, my advisor has always messaged at their earliest convenience and helped me the best way they can. I have already recommended clockwise to family and friends. Reviewed on: 2nd May 2025

Excellent service

Very quick and simple with no nasty surprises Reviewed on: 2nd May 2025

Quick process

Quick process and helpful. I phoned a couple if times to get advice and to help process my loan. Money was available instantly. Reviewed on: 2nd May 2025

There was a time I needed a loan slightly earlier th...

There was a time I needed a loan slightly earlier than my eligible top up date .. I rang customer service n explained my situation and they put it through.. Reviewed on: 2nd May 2025

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

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