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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,558 reviews, last reviewed 27th Aug 2026
40% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026
Sylvie M's avatar
Sylvie M

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

Good one

5
Credit union can be a truly enriching experience. It offers a glimpse into the world of finance and the vital role it plays in our lives. The systems and processes involved are intricate and fascinating to observe. Even a brief exposure to this environment can offer valuable insights. The dedication and professionalism of the staff are often remarkable. There's a constant hum of activity, a sense of purpose in every transaction. From the simplest deposit to the most complex loan, the bank credit union facilitates the flow of money within our communities. This intricate network connects individuals and businesses, fostering growth and stability. Reviewed on: 5th May 2025

I have a fantastic experience with you guys

5
I have a fantastic experience with you guys Reviewed on: 5th May 2025

Always a quick response and approval of loan applica...

5
Always a quick response and approval of loan applications, over the last 10 or so years Reviewed on: 5th May 2025

Very simple process staff were very helpful and coul...

5
Very simple process staff were very helpful and couldn’t do enough to help Reviewed on: 5th May 2025

Very quick and helpful highly recommended

5
Very quick and helpful highly recommended Reviewed on: 4th May 2025

Excellent company

5
Extremely easy to use helpful staff and very understanding when you need to talk to them about help and loans Reviewed on: 4th May 2025

Easy process to apply for loan and quick payout once...

5
Easy process to apply for loan and quick payout once it's confirmed. Making sure you don't top up your loan within 4 months is a good idea too. The set up is really straight forward on their app, easy to see what's going on with your money and account payments . Reviewed on: 3rd May 2025

Christy thinks CLOCKWISE IS AMAZING!!!!!

5
I’ve always had no problems with clockwise it is amazing and financially good for everyone. The staff on the phone are always so helpful, kind, excellent at their job and try and help you in the best way they can. The phone line is never a long wait. The online service is easy access and very straightforward. If you have any questions online they are very quick to answer back. All I can say about clockwise is positive. I’d like to say thank you to clockwise for being an amazing service. Amazing. Reviewed on: 3rd May 2025

Clockwise Bank was my support since I started with t...

4
Clockwise Bank was my support since I started with them till now Reviewed on: 2nd May 2025

They have always been helpful when I have rang them...

5
They have always been helpful when I have rang them Reviewed on: 2nd May 2025

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