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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.79 (4558 reviews)

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4.79

Based on 4,558 reviews, last reviewed 27th Aug 2026

40% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been accepted for a personal loan, with a poo... I have been accepted for a personal loan, with a poor credit score. Reviewed on: 27th August 2026

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4558)

I have had only had a great experience using Clockwise.

I have had only had a great experience using Clockwise. Whenever I have needed information or just a general question, my advisor has always messaged at their earliest convenience and helped me the best way they can. I have already recommended clockwise to family and friends. Reviewed on: 2nd May 2025

Excellent service

Very quick and simple with no nasty surprises Reviewed on: 2nd May 2025

Quick process

Quick process and helpful. I phoned a couple if times to get advice and to help process my loan. Money was available instantly. Reviewed on: 2nd May 2025

There was a time I needed a loan slightly earlier th...

There was a time I needed a loan slightly earlier than my eligible top up date .. I rang customer service n explained my situation and they put it through.. Reviewed on: 2nd May 2025

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

I've found clockwise credit union easy and affordabl...

I've found clockwise credit union easy and affordable to repay back loans. The customer service staff are very friendly and helpful. It's quick and easy to apply for a loan with no upfront fees. Reviewed on: 2nd May 2025

Very helpful with supporting me in times of need.

Very helpful with supporting me in times of need. Money was transferred quickly and they help me to save too Reviewed on: 2nd May 2025

Excellent service.

Excellent service. Got me out of a tight spot. Reviewed on: 2nd May 2025

Better than most major banks always available on any...

Better than most major banks always available on anything u need Reviewed on: 2nd May 2025

I never thought I could get credit .

I never thought I could get credit . I was encouraged by a friend to open an account with the credit union and I did. Evert say I would ask my son to do lodgement at the library. I was no sooner want a loan and there was no hesitation I told the truth about my credit snd I was offered a loan after do many years I am proud to be a member and continue to save with the credit union Reviewed on: 1st May 2025

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