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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,530 reviews, last reviewed 11th Jul 2026
1467% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had a great experience easy simple to apply a... I have had a great experience easy simple to apply and geat rates and repayment and savings. Reviewed on: 11th July 2026
Jody Mclean's avatar
Jody Mclean

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4531)

Brilliant

5
After searching for loans that didn’t want hundreds of £ interest I found clockwise . They are very reasonable and the best Iv used . It’s so easy and affordable I don’t even notice the money is being taken out . Also it’s really good that you can re apply after a few months . All in all I give them a 10 out of 10 fab Reviewed on: 29th April 2025

Easy interaction and prompt decision on

5
Easy interaction and prompt decision on Reviewed on: 29th April 2025

Rates are very high previously i have been unable to...

2
Rates are very high previously i have been unable to access savings when I need then without contacting the office first Reviewed on: 29th April 2025

Good Review

5
Everything is easy and simple and if you are stuck, customer service are very helpful Reviewed on: 29th April 2025

It’s great for savings loans and having money paid i...

5
It’s great for savings loans and having money paid in and easy communication Reviewed on: 29th April 2025

Helped me pay off towards my debt and fund towards t...

5
Helped me pay off towards my debt and fund towards things was struggling with! So helpful that you can apply for a tip up loan every 6 month ha to help me x Reviewed on: 29th April 2025

Affordable loans to re pay always let me know how mu...

5
Affordable loans to re pay always let me know how much and when to pay back amazing customer service any time I’ve had queries Reviewed on: 29th April 2025

great place to help on benefits and staff are helpful

5
great place to help on benefits and staff are helpful Reviewed on: 29th April 2025

Clockwise have always been very helpful, I have been...

5
Clockwise have always been very helpful, I have been using them for a couple of years now, even with a not so good credit, clockwise gave me a chance with a family loan, which has made me consistent with re payments to make a positive impact for any further top up loans. Would highly recommend :) Reviewed on: 29th April 2025

I was struggling

5
I obtained a loan when no one else would give me credit I have fully cleared the loan I am happy with the way the company runs Reviewed on: 29th April 2025

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